Selling a home with Feng Shui in mind may lead to a fast sale! Reducing clutter in a room can be an overwhelming task for many sellers. Many Realtors recommend the traditional Chinese practice of Feng Shui. The basis of Feng Shui is to arrange items to harmonize with surrounding spiritual forces. The ancient practice hit mainstream sellers several years ago,and now real estate professionals are joining in on the harmonizing bandwagon. The idea is that potential buyers may feel more comfortable and happy in a home that is arranged a’la Feng Shui. Selling your home involves creating a feeling that buyers will have about the home space…..Don’t be alarmed if your home’s front door faces west instead of east or is more southwestern than Asian. Creating a little Zen in your den will help raise its chi – and the possibility of a sale. Here are a few tips to bring a bit of Feng Shui into your home and life. > Simplicity Sells. Remove excess clutter and knick knacks from the room. … [Read more...]
First Time Home Buyers – FICO Score
First Time Home Buyers - FICO score should be determined early on in the buying process. This is an important step in the home buying process. By understanding your FICO score and obtaining a pre-approval letter from a lender will greatly enhance your chances of obtaining loan approval...Your lender will then determine your maximum loan amount … or your buying power! A reputable lender will do a preliminary credit check and review the automated underwriting systems for conditions prior to determining your buying power. Your estimated loan amount will be computed based on your credit worthiness. As a first time home buyer you should talk to a lender or search online for your FICO credit score. Many lenders have lowered the threshold for First Time Home Buyers - FICO credit scores from a year ago….Now you may be able to qualify for a mortgage loan with a lower credit score. Many potential buyers believe they need near-perfect credit scores to get a home. However, a large … [Read more...]
Victoria Falls Market Watch – Spring Edition 2014
Victoria Falls Market Watch - Spring Edition 2014 is an update on the housing market in this exclusive 55+ Retirement Community. We want to apprise VF residents, visitors, potential sellers and buyers, and other interested parties on the sales inventory of properties within the VF community. Over the last couple of weeks we have seen an increase in the number of villa style properties listed for sale. In the last six months, a total of six villa style homes sold in the range of $236,500 for a three bedroom Craftstar Villa Townhouse to $380,000 for a four bedroom Drees Villa style home. Currently, there are five Villa style Townhouses are for sale ranging from a two bedroom, two full bath, bank owned (Real Estate/Owned) townhouse priced at $239,900. And, four Townhouse/Villa style homes priced approximately from $349,900 for a three bedroom, three full bath Craftsman model to $389,900 for a three bedroom two full bath Villa style Townhouse Colonial. For more space - There are two … [Read more...]
Home buyers Tax Credit to Purchase Laurel Foreclosures
The City of Laurel recently passed legislation adopting a tax credit program for purchasers of foreclosed homes within the City of Laurel, Maryland. Home buyers tax credit to purchase Laurel foreclosures - Now in effect, the legislation offers a five-year descending City tax credit of up to $3500 for buyers purchasing their primary residence within Laurel City limits. Under the program, eligible buyers will receive credit for 100% of their City property taxes up to $3500 for two years following purchase. In subsequent years, three to five, the credit will decrease to 75%, 50%, and 25% respectively. Home buyers tax credit to purchase Laurel foreclosures is now available if the property is deemed to be a "distressed property" the purchaser may be eligible for an extended credit. As with similar programs, the credit terminates when the initial purchaser ceases to occupy the home as their primary residence. To learn more and obtain application forms please visit: City of Laurel 8103 … [Read more...]
April – 2014 Housing Trends eNewsletter
The April - 2014 Housing Trends eNewsletter ....Welcome to the most current Housing Trends eNewsletter. This eNewsletter is specially designed for you, with national and local housing information that you may find useful whether you’re in the market for a home, thinking about selling your home, or just interested in homeowner issues in general. The Housing Trends eNewsletter contains the latest information from the National Association of REALTORS®, the U.S. Census Bureau and Realtor.org reports, videos, key market indicators and real estate sales statistics, a video message by a nationally recognized economist, maps, mortgage rates and calculators, consumer articles, plus local neighborhood information and more. Please click here to view the APR-2014 Newsletter Housing Trends eNewsletter. If you are interested in determining the value of your home, click the Home Evaluator link for a free evaluation report. … [Read more...]
Victoria Falls Spring Real Estate Market
Victoria Falls Spring real estate market is slowly gaining momentum moving into 2014….Although, the lack of inventory combined with few sales in the VF community have left market values lingering below an acceptable level considering similar properties in the area. The single family homes in the Victoria Falls community usually remain on the market for a long listing period - say 90 - 180 days or more. The Days on the Market (DOM) indicator should improve as the inventory and sales picks up in the peak of the spring buying season. Considering the unique space and style of homes the community home owners should see and increase in values in the coming months. Especially, with the amenities that this community offer VF's residents. Fannie Mae, a government controlled mortgage funding organization recently listed a two bedroom, two full baths Craftsman style villa home with a stone exterior for$252,900. This property sit idle for over three years! Now, it’s listed for sale under the … [Read more...]
Deciding to Rent or Buy
Deciding whether to rent or buy is a big decision for many Washington, D.C. and Maryland area residents. If you are frustrated paying high rent, now is the right time to purchase that dream home. With interest rates at an all- time low and many mortgage programs available there is no reason not to buy now. Although there are many pros and cons that may help persuade you to start the process to homeownership. If the family budget and overall financial position looks good or you are thinking about the future outlook for your family….. Now is the time to decide to rent or buy! One positive sign to consider when renting is the benefit of being able to move… whenever you want for various reasons such as, a job opportunity in another part of the country or one in a different location within the DMV area. Renting eliminates the expense of having to make needed repairs, performing maintenance or making any replacements, e.g. the heating and air conditioning unit, plumbing systems, or … [Read more...]
How to Select a Neighborhood
“How to select a neighborhood......” When most buyers start their home search they usually think about the school district, commuting distance to work, resale value, and overall condition of the property being considered. Selecting a neighborhood based on a school district should ensure a reasonable resale value sometime in the future. Another significant issue is neighborhood crime statistics. The local police department can provide you with the statistics to determine the level of crime, types of crime, and any other trends that may affect your decision to purchase there. When selecting a neighborhood you may prefer a specific type of lot, e.g., corner, semi-private or a cul-de-sac. Also, the traffic flow surrounding your dream home could be an issue….. All of these factors will affect your future resale value. When you have narrowed down your selection to 1-2 neighborhoods, take some time to re-visit each neighborhood at different times of the day. Look for a well maintained lawn, … [Read more...]
Should I Sell my Home Now
Ask the expert – Adolphus Hawkes Realtors -“Should I sell my home now… or wait until spring?” Many sellers feel the spring is the best time to list their house for sale. Definitely there are more buyers in the spring market and houses have greater curb appeal with plush green lawns and flowering gardens. This question "Should I sell my home now" is a big concern to prospective sellers before listing their home for sale. There are several reasons why you should sell now: Serious Buyers are out – During this time of the year, the majority of buyers out looking are serious about buying a home. The lookers will be out in the spring…. Inventory of Homes are Fewer – The inventory of houses are at the lowest levels during this time of year. Therefore, your home will stand out among a shadow inventory of homes. In the spring there are more homes…and more competition! December’s housing inventory of 4.9 months’ supply is below a normal market of 6 months of inventory or supply. Any time … [Read more...]
Veteran Buyers
Veteran buyers or active-duty service members are in the drivers sit when it comes to purchasing a home. Besides…….sellers should welcome the experience of helping a veteran buyer purchase a home. Veteran buyers have everything working on their behalf to purchase a home. Check out the following points: Veteran buyers requires no money down The seller can pay any or all of the buyer’s closing costs Most lenders can help pay some of the veteran’s closing costs with just a small increase in the interest rate A veteran can get all of their needed cash as a gift A veteran can even borrow the money that they need for closing, as long as they qualify carrying that loan payment. A veteran does not need a first-time buyer program…so a VA loan can be approved and closed in 30 days A veteran does not pay any monthly mortgage insurance Veteran buyers are the most sought after buyers out there because a VA mortgage is the easiest type of mortgage to process…And, no down payment is … [Read more...]
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