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Featured Properties: Beltsville, Laurel, MD

11408 Cherry Hill Road 301 $145,000

11408 Cherry Hill Road 301 Beltsville, Maryland

1 Beds 1 Baths 759 SqFt

11322 Cherry Hill Road $149,500

11322 Cherry Hill Road Beltsville, Maryland

1 Beds 1 Baths 759 SqFt

4511 Romlon Street 302 $182,000

4511 Romlon Street 302 Beltsville, Maryland

2 Beds 2 Baths 966 SqFt

11366 Cherry Hill Road 1R301 $185,000

11366 Cherry Hill Road 1R301 Beltsville, Maryland

3 Beds 2 Baths 989 SqFt

15714 Dorset Road 303 $185,000

15714 Dorset Road 303 Laurel, Maryland

1 Beds 1 Baths 1,032 SqFt

15605 Dorset Road 40 (UNIT 302) $187,500

15605 Dorset Road 40 (UNIT 302) Laurel, Maryland

1 Beds 1 Baths 831 SqFt

1129 Westview Terrace $190,000

1129 Westview Terrace Laurel, Maryland

1 Beds 1 Baths 428 SqFt

14109 Lauren Lane 13C $224,000

14109 Lauren Lane 13C Laurel, Maryland

2 Beds 1 Baths 715 SqFt

14005 Briston Street 10-A $239,900

14005 Briston Street 10-A Laurel, Maryland

2 Beds 1 Baths 697 SqFt

9260 Cherry Lane 34 $249,900

9260 Cherry Lane 34 Laurel, Maryland

1 Beds 1 Baths 806 SqFt

9220 Bridle Path Lane K $250,000

9220 Bridle Path Lane K Laurel, Maryland

2 Beds 2 Baths 940 SqFt

7516 Woodbine Drive $265,000

7516 Woodbine Drive Laurel, Maryland

3 Beds 2 Baths 1,248 SqFt 0.050 Acres

1210 Westview Terrace $269,000

1210 Westview Terrace Laurel, Maryland

2 Beds 1 Baths 855 SqFt

14314 Bowsprit Lane 32 $279,000

14314 Bowsprit Lane 32 Laurel, Maryland

2 Beds 1 Baths 850 SqFt

1013 Harrison Drive $283,500

1013 Harrison Drive Laurel, Maryland

2 Beds 1 Baths 814 SqFt 0.150 Acres

9264 Cherry Lane 46 $290,000

9264 Cherry Lane 46 Laurel, Maryland

2 Beds 2 Baths 1,297 SqFt

9274 Cherry Lane 79 $299,900

9274 Cherry Lane 79 Laurel, Maryland

2 Beds 2 Baths 1,087 SqFt

16222 Jerald Road $299,900

16222 Jerald Road Laurel, Maryland

4 Beds 3 Baths 2,388 SqFt 0.340 Acres

9260 Cherry Lane 3 $299,970

9260 Cherry Lane 3 Laurel, Maryland

2 Beds 2 Baths 1,016 SqFt

8146 Fenwick Court $320,000

8146 Fenwick Court Laurel, Maryland

2 Beds 3 Baths 1,298 SqFt 0.050 Acres

710 4th Street $325,000

710 4th Street Laurel, Maryland

3 Beds 2 Baths 1,216 SqFt 0.060 Acres

7629 E Arbory Court 290 $340,000

7629 E Arbory Court 290 Laurel, Maryland

3 Beds 3 Baths 1,278 SqFt

15017 Cherrywood Drive 5L $348,500

15017 Cherrywood Drive 5L Laurel, Maryland

3 Beds 3 Baths 1,396 SqFt

8323 Mary Lee Lane $365,000

8323 Mary Lee Lane Laurel, Maryland

3 Beds 2 Baths 1,060 SqFt 0.040 Acres

6976 Mayfair Terrace $369,900

6976 Mayfair Terrace Laurel, Maryland

2 Beds 3 Baths 2,046 SqFt 0.030 Acres

7707 Hyacinth Court $375,000

7707 Hyacinth Court Laurel, Maryland

3 Beds 3 Baths 1,408 SqFt 0.090 Acres

10504 Saddlebrook Court $379,900

10504 Saddlebrook Court Laurel, Maryland

3 Beds 3 Baths 1,550 SqFt 0.040 Acres

8370 Imperial Drive 2-C $380,000

8370 Imperial Drive 2-C Laurel, Maryland

4 Beds 3 Baths 1,880 SqFt 0.080 Acres

7712 Erica Lane $384,900

7712 Erica Lane Laurel, Maryland

3 Beds 4 Baths 1,540 SqFt 0.120 Acres

9252 Redbridge Court $384,900

9252 Redbridge Court Laurel, Maryland

3 Beds 2 Baths 1,580 SqFt 0.030 Acres

8823 Evermore Court $385,000

8823 Evermore Court Laurel, Maryland

3 Beds 4 Baths 1,460 SqFt 0.040 Acres

13311 Briarwood Drive $385,000

13311 Briarwood Drive Laurel, Maryland

3 Beds 2 Baths 1,497 SqFt 0.230 Acres

11402 Running Bear Court $396,000

11402 Running Bear Court Beltsville, Maryland

3 Beds 4 Baths 1,960 SqFt 0.030 Acres

9422 Fairview Avenue $399,900

9422 Fairview Avenue Laurel, Maryland

3 Beds 2 Baths 1,080 SqFt 0.790 Acres

5408 Odell Road $399,990

5408 Odell Road Beltsville, Maryland

3 Beds 1 Baths 992 SqFt 0.640 Acres

$410,800

Laurel, Maryland

4 Beds 3 Baths 1,196 SqFt 0.240 Acres

9419 Riverbrink Court $414,900

9419 Riverbrink Court Laurel, Maryland

2 Beds 4 Baths 1,800 SqFt 0.050 Acres

8244 Northview Court $420,000

8244 Northview Court Laurel, Maryland

3 Beds 4 Baths 1,584 SqFt 0.040 Acres

13501 Belle Chasse Boulevard 416 $425,000

13501 Belle Chasse Boulevard 416 Laurel, Maryland

2 Beds 2 Baths 1,875 SqFt

10048 American Pharoah Lane 73 $425,000

10048 American Pharoah Lane 73 Laurel, Maryland

3 Beds 3 Baths 1,513 SqFt

7107 Rowlock Alley $435,000

7107 Rowlock Alley Beltsville, Maryland

3 Beds 4 Baths 1,919 SqFt 0.020 Acres

4808 Lexington Avenue $445,000

4808 Lexington Avenue Beltsville, Maryland

5 Beds 3 Baths 1,092 SqFt 0.120 Acres

9428 Loch Leven Court $449,900

9428 Loch Leven Court Laurel, Maryland

4 Beds 4 Baths 2,263 SqFt 0.060 Acres

10115 Seattle Slew Lane 17 $449,999

10115 Seattle Slew Lane 17 Laurel, Maryland

3 Beds 3 Baths 1,499 SqFt 0.430 Acres

7117 Masonry Alley $450,000

7117 Masonry Alley Beltsville, Maryland

3 Beds 4 Baths 1,280 SqFt 0.030 Acres

7326 Summerwind Circle $450,000

7326 Summerwind Circle Laurel, Maryland

2 Beds 3 Baths 2,160 SqFt 0.120 Acres

12114 Apache Tears Circle $450,000

12114 Apache Tears Circle Laurel, Maryland

2 Beds 4 Baths 2,826 SqFt 0.060 Acres

1016 8th Street $460,000

1016 8th Street Laurel, Maryland

4 Beds 3 Baths 1,471 SqFt 0.150 Acres

320 Laurel Avenue $469,000

320 Laurel Avenue Laurel, Maryland

4 Beds 2 Baths 1,634 SqFt 0.180 Acres

7409 Forests Edge Court $469,700

7409 Forests Edge Court Laurel, Maryland

2 Beds 2 Baths 1,936 SqFt 0.180 Acres

14513 Star View Lane 614D $474,990

14513 Star View Lane 614D Laurel, Maryland

3 Beds 3 Baths 1,978 SqFt

9228 Brewington Lane $479,900

9228 Brewington Lane Laurel, Maryland

3 Beds 4 Baths 1,994 SqFt 0.040 Acres

4407 Apex Lane $495,000

4407 Apex Lane Beltsville, Maryland

3 Beds 3 Baths 1,964 SqFt 0.120 Acres

10365 Scaggsville Road $500,000

10365 Scaggsville Road Laurel, Maryland

3 Beds 3 Baths 2,200 SqFt 0.540 Acres

9537 Queens Guard Court $509,900

9537 Queens Guard Court Laurel, Maryland

3 Beds 3 Baths 1,901 SqFt 0.220 Acres

1100 Patuxent Greens Drive $518,900

1100 Patuxent Greens Drive Laurel, Maryland

3 Beds 4 Baths 1,680 SqFt 0.050 Acres

1132 Patuxent Greens Drive $525,000

1132 Patuxent Greens Drive Laurel, Maryland

3 Beds 4 Baths 2,520 SqFt 0.040 Acres

3136 Fallston Avenue $525,000

3136 Fallston Avenue Beltsville, Maryland

3 Beds 3 Baths 2,089 SqFt 0.290 Acres

Lot 6 Cissell Avenue $525,000

Lot 6 Cissell Avenue Laurel, Maryland

3 Beds 3 Baths 1,652 SqFt 0.330 Acres

14413 Sandy Ridge Lane $529,900

14413 Sandy Ridge Lane Laurel, Maryland

3 Beds 4 Baths 2,400 SqFt 0.060 Acres

13332 Santa Anita Road $530,900

13332 Santa Anita Road Laurel, Maryland

6 Beds 3 Baths 3,126 SqFt 0.320 Acres

14108 Adkins Road $537,900

14108 Adkins Road Laurel, Maryland

7 Beds 3 Baths 1,320 SqFt 0.180 Acres

7120 Carriage Hill Drive $539,000

7120 Carriage Hill Drive Laurel, Maryland

4 Beds 4 Baths 1,622 SqFt 0.120 Acres

8017 Quail Rise Lane Way STRAUSS $539,990

8017 Quail Rise Lane Way STRAUSS Laurel, Maryland

3 Beds 2 Baths 2,285 SqFt 0.040 Acres

1036 Highpoint Trail $549,990

1036 Highpoint Trail Laurel, Maryland

4 Beds 4 Baths 2,227 SqFt 0.050 Acres

9939 Fragrant Lilies Way $559,000

9939 Fragrant Lilies Way Laurel, Maryland

3 Beds 3 Baths 3,147 SqFt 0.050 Acres

13809 Shannon Avenue $569,000

13809 Shannon Avenue Laurel, Maryland

4 Beds 4 Baths 2,750 SqFt 0.120 Acres

10513 Gorman Road $569,900

10513 Gorman Road Laurel, Maryland

3 Beds 3 Baths 1,982 SqFt 0.470 Acres

Lot 41 Cissell Avenue $575,000

Lot 41 Cissell Avenue Laurel, Maryland

3 Beds 3 Baths 1,826 SqFt 0.170 Acres

13504 Bermingham Manor Drive $599,950

13504 Bermingham Manor Drive Laurel, Maryland

4 Beds 3 Baths 1,992 SqFt 0.260 Acres

8003 Alloway Lane $615,000

8003 Alloway Lane Beltsville, Maryland

4 Beds 3 Baths 3,312 SqFt 0.270 Acres

9399 Sixth Street $615,000

9399 Sixth Street Laurel, Maryland

4 Beds 4 Baths 2,150 SqFt 0.170 Acres

Lot 5 Cissell Avenue $625,000

Lot 5 Cissell Avenue Laurel, Maryland

4 Beds 3 Baths 2,100 SqFt 0.270 Acres

8710 Granite Lane $630,000

8710 Granite Lane Laurel, Maryland

8 Beds 3 Baths 2,769 SqFt 0.380 Acres

1001 Overlook Way $650,000

1001 Overlook Way Laurel, Maryland

4 Beds 4 Baths 2,650 SqFt 0.080 Acres

8611 Hines Circle $716,772

8611 Hines Circle Laurel, Maryland

3 Beds 3 Baths 2,275 SqFt

8611 Hines Circle $717,882

8611 Hines Circle Laurel, Maryland

3 Beds 3 Baths 2,275 SqFt

9623 Justin Lane $719,000

9623 Justin Lane Laurel, Maryland

4 Beds 4 Baths 3,705 SqFt 0.190 Acres

12930 Brickyard Boulevard $740,000

12930 Brickyard Boulevard Beltsville, Maryland

5 Beds 4 Baths 3,645 SqFt 0.090 Acres

9063 Old Scaggsville Road $759,500

9063 Old Scaggsville Road Laurel, Maryland

5 Beds 3 Baths 0.190 Acres

8708 Hines Circle $759,900

8708 Hines Circle Laurel, Maryland

3 Beds 3 Baths 2,200 SqFt

12809 Eagle Creek Drive $775,000

12809 Eagle Creek Drive Beltsville, Maryland

4 Beds 4 Baths 3,188 SqFt 0.190 Acres

8672 Hines Circle $789,900

8672 Hines Circle Laurel, Maryland

3 Beds 3 Baths 2,200 SqFt

10644 Gross Lane $799,000

10644 Gross Lane Beltsville, Maryland

3 Beds 2 Baths 0.500 Acres

6525 Clubhouse Drive $799,990

6525 Clubhouse Drive Laurel, Maryland

4 Beds 4 Baths 4,465 SqFt 0.200 Acres

1202 Bear Branch Road $829,990

1202 Bear Branch Road Laurel, Maryland

4 Beds 4 Baths 4,612 SqFt 0.160 Acres

8345 Mcgill Court CAMBRIDGE $839,990

8345 Mcgill Court CAMBRIDGE Laurel, Maryland

4 Beds 3 Baths 3,123 SqFt 0.150 Acres

8401 Bald Eagle Court $1,069,990

8401 Bald Eagle Court Laurel, Maryland

4 Beds 4 Baths 4,465 SqFt 0.150 Acres

7478 Declan Road $1,099,990

7478 Declan Road Laurel, Maryland

4 Beds 4 Baths 4,465 SqFt 0.150 Acres

8417 Bald Eagle Court $1,109,985

8417 Bald Eagle Court Laurel, Maryland

5 Beds 4 Baths 4,465 SqFt 0.170 Acres

8310 Mcgill Court $1,204,990

8310 Mcgill Court Laurel, Maryland

4 Beds 4 Baths 4,611 SqFt 0.170 Acres

8405 Bald Eagle Court $1,217,985

8405 Bald Eagle Court Laurel, Maryland

5 Beds 5 Baths 4,611 SqFt 0.170 Acres

7105 Brooklyn Bridge Road $1,499,000

7105 Brooklyn Bridge Road Laurel, Maryland

4 Beds 4 Baths 2,059 SqFt 0.860 Acres

Featured Properties: Washington D.C., MD

4314 Bowen Road SE $249,999

4314 Bowen Road SE Washington, District Of Columbia

4 Beds 2 Baths 1,300 SqFt 0.130 Acres

3940 1st Street SW $250,000

3940 1st Street SW Washington, District Of Columbia

5 Beds 2 Baths 1,991 SqFt

5325 B Street SE $250,000

5325 B Street SE Washington, District Of Columbia

4 Beds 2 Baths 1,344 SqFt 0.170 Acres

960 Division Avenue NE $299,000

960 Division Avenue NE Washington, District Of Columbia

3 Beds 2 Baths 3,572 SqFt 0.150 Acres

710 Eastern Avenue NE $299,000

710 Eastern Avenue NE Washington, District Of Columbia

3 Beds 2 Baths 1,674 SqFt 0.100 Acres

4112 Martin Luther King Jr Avenue SW $324,000

4112 Martin Luther King Jr Avenue SW Washington, District Of Columbia

3 Beds 2 Baths 2,102 SqFt 0.150 Acres

4561 C Street SE $330,000

4561 C Street SE Washington, District Of Columbia

3 Beds 2 Baths 1,344 SqFt 0.140 Acres

48 53rd Place SE $340,999

48 53rd Place SE Washington, District Of Columbia

3 Beds 2 Baths 1,600 SqFt 0.090 Acres

4161 Alabama Avenue SE $349,000

4161 Alabama Avenue SE Washington, District Of Columbia

3 Beds 2 Baths 1,347 SqFt 0.110 Acres

4243 Dix Street NE $349,500

4243 Dix Street NE Washington, District Of Columbia

3 Beds 2 Baths 1,390 SqFt 0.070 Acres

2605 33rd Street SE $350,000

2605 33rd Street SE Washington, District Of Columbia

4 Beds 3 Baths 1,803 SqFt 0.080 Acres

4400 Nannie Helen Burroughs Avenue NE $369,900

4400 Nannie Helen Burroughs Avenue NE Washington, District Of Columbia

3 Beds 2 Baths 1,853 SqFt 0.090 Acres

4928 Astor Place SE $370,000

4928 Astor Place SE Washington, District Of Columbia

6 Beds 5 Baths 0.090 Acres

3206 D Street SE $374,900

3206 D Street SE Washington, District Of Columbia

3 Beds 2 Baths 945 SqFt 0.090 Acres

5500 D Street SE $374,999

5500 D Street SE Washington, District Of Columbia

3 Beds 2 Baths 1,360 SqFt 0.090 Acres

856 Burns Street SE $375,000

856 Burns Street SE Washington, District Of Columbia

3 Beds 2 Baths 2,074 SqFt 0.130 Acres

3139 Westover Drive SE $385,000

3139 Westover Drive SE Washington, District Of Columbia

5 Beds 6 Baths 4,146 SqFt 0.200 Acres

25 Mississippi Avenue SE $390,000

25 Mississippi Avenue SE Washington, District Of Columbia

3 Beds 2 Baths 1,516 SqFt 0.100 Acres

4613 Meade Street NE $399,000

4613 Meade Street NE Washington, District Of Columbia

3 Beds 2 Baths 1,476 SqFt 0.050 Acres

4918 Fitch Place NE $399,000

4918 Fitch Place NE Washington, District Of Columbia

3 Beds 2 Baths 1,671 SqFt 0.110 Acres

1130 48th Place NE $400,000

1130 48th Place NE Washington, District Of Columbia

3 Beds 3 Baths 1,990 SqFt 0.160 Acres

1201 42nd Place NE $409,900

1201 42nd Place NE Washington, District Of Columbia

3 Beds 2 Baths 1,404 SqFt 0.130 Acres

1136 44th Place SE $419,000

1136 44th Place SE Washington, District Of Columbia

3 Beds 2 Baths 1,396 SqFt 0.110 Acres

1231 44th Place SE $419,500

1231 44th Place SE Washington, District Of Columbia

3 Beds 2 Baths 804 SqFt 0.090 Acres

1427 Jackson Street NE $420,000

1427 Jackson Street NE Washington, District Of Columbia

4 Beds 2 Baths 1,520 SqFt 0.110 Acres

New DC4ME Plus Loan Program

The new DC4ME PLUS is a loan program will be available to certain DC employees. The eligibility requirements for this new program are as follows: The new DC4ME PLUS is a first-time homebuyer mortgage program offered to current full-time District government employees. Including employees of district government-based instrumentalities, independent agencies, District of Columbia Public Charter Schools and organizations.The applicant/borrower’s employer must falls under the oversight of the Council of the District of Columbia. Applicants must be a 1st time home buyer The new DC4ME PLUS maximum household income may not exceed 120% of AMI The first trust will be a 30 year fixed rate conventional Freddie Mac HFA Advantage loan. And must follow US Bank HFA Advantage guidelines. Maximum 50% DTI; maximum loan amount of $484,350; maximum sales price of $525,000.Under the new DC4ME PLUS PROGRAM at least 1 borrower must have completed a home … [Read more...]

Filed Under: Ask the Experts, First Time Home Buyers

Howard County HomeStarter Loan

Howard County HomeStarter loan is now available. This is a loan up to $40,000 that can be used for down payment and/or closing costs. Available to first time home buyers onlyLoan term must match first mortgage loan, typically 30 yearsLoan must be repaid back upon sale, refinance or defaultInterest Rate is 2% below the primary loan rateBuyer must contribute at least one monthly payment on primary loan plus $1,000Back ratio no greater than 45%Borrower assets greater than 2 months reserves must be used firstPurchase price limit is $465,758 (that will increase in 2021 once loan limits are established for program) The income limits are as follows (these should also increase in 2021: 1 person household $54,9502 person household $62,8003 person household $70,6504 person household $78,5005 person household $84,8006 person household $91,1007 person household $97,3508 person household $103,650 Call 301-483-8073 or email - sale[email protected] for a referral to a senior loan … [Read more...]

Filed Under: Ask the Experts Tagged With: Howard County Maryland

MORTGAGE LOAN PROGRAMS IN MARYLAND

The Maryland Mortgage Program is committed to helping buyers purchase a home in the State of Maryland. The Maryland Mortgage Program offers a range of products to help Marylanders realize their dream of homeownership. Let’s take a look at the programs that are getting rave reviews…. MD SMARTBUY – MD SmartBuy rolls up to 15% of the home purchase price into forgivable loan for the borrower to pay off their outstanding student loan debt (maximum payoff of $40,000). MMP 1st TIME ADVANTAGE 3% DPA LOAN – offers Down Payment Assistance equal to 3% of the first mortgage while still maintaining a low interest rate on the first mortgage. 1st. TIME ADVANTAGE DIRECT – No DPA (Down Payment Assistance) but offers the lowest interest rate available with an MMP loan- often under 3%. To learn more about how the programs can help you or to get pre-approved for a loan with help of one of our Senior Loan Officers - Call 301-483-8073 or Email - [email protected] for a referral Today! … [Read more...]

Filed Under: Ask the Experts

Montgomery County Homeownership Program

Montgomery County Homeownership Program announced that effective immediately the funding of $1M dollars appropriated to help buyers in Montgomery County with down payment and/or closing costs assistance funds. This money will go FAST!   Buyers must act NOW….. There was a couple rounds of this money last year and it ran out in a month or so! Highlights of the program are as follows: Montgomery Homeownership Program second lien will be a zero percent deferred down payment loan forgiven after 10 years.Maximum down payment loan will be 40% of total household income up to a maximum of $25,000.00 for down payment monies.Monies may be used for down payment and/or closing costs.No minimum contribution by the buyer (buyer typically gets in with no money out of pocket).Can be combined with MPP’s Revolving Closing Cost Assistance Program up to $10,000 (RCCAP/”5 for 5”) but the borrower must work in Montgomery County.Can only be used with the Option 1 … [Read more...]

Filed Under: Ask the Experts

New Loan Program Available in the District of Columbia

New loan program available in the District of Columbia to help buyers with a 3% loan for the down payment: This new program is named DC4ME PLUS which will be available for certain DC employees. The eligibility requirements for this new program are as follows: DC4ME PLUS is a first-time homebuyer mortgage program offered to current full-time district government employees. This include employees of District government-based instrumentalities, independent agencies, District of Columbia Public Charter Schools and organizations. The applicant/borrower’s employer must fall under the oversight of the Council of the District of Columbia; Applicant must be a 1st time homebuyer;  Maximum household income may not exceed 120% of Adjusted Modified Income (AMI); The first trust will be a 30 year fixed rate Conventional Freddie Mac HFA Advantage loan and must follow US Bank HFA Advantage guidelines;Maximum 50% DTI; maximum loan amount of $484,350; … [Read more...]

Filed Under: Buyer Information, First Time Home Buyers, Home Buyers

Buying a home – SmartBuy Program

Buying a home - SMARTBUY PROGRAM got easier with the Maryland SmartBuy Program. This is a program that the State of Maryland rolled out in 2016 to help buyers pay their student loan debt and purchase a home. The original program could only be used for DHCD properties. The inventory was very low, so it did not really help too many people.  The State of Maryland expanded SMARTBUY PROGRAM last year. The program is now available for ANY property in the Maryland.  The property must pass an appraisal inspection. And, the seller is willing to make repairs. How the SmartBuy Program works – if you are buyer with $39,000 in student loan debt and looking to purchase a home for $285,000. The program will help extinguish ALL of your student loan debt at settlement. The buyer will qualify for the maximum assistance through the SmartBuy Program. For example - A sales price of $267,000 will qualify a buyer for assistance up to $40,000 - $267,000 x … [Read more...]

Filed Under: Buyer Information, First Time Home Buyers, Home Buyers Tagged With: homes for sale

Maryland Mortgage Program Announces – New Products!

The Maryland Mortgage Program announced some AMAZING new products. Buyers credit score should be 640 or higher. Debt to income ratio should not exceed 45%.  And buyers cannot have own any real estate at the time of closing. Although they COULD have owned real estate prior to settling on their new home. The Chenoa fund has existed to help this type of buyer. However, this product offering does not have the expansiveness of the new mortgage product offered through the State of Maryland - Maryland Mortgage Program. Here are the highlights: Offers buyers a loan of 3% to be used towards the down paymentOffers buyers a GRANT of 3% or 4% of the loan amount to be used towards the down payment and/or closing costs Plus the Home Ability program started offering mortgages about a month ago.  This program will help buyers who have a disability or have a household member with a disability.  The program offer buyers 25% in the form of a loan to be used towards the down payment … [Read more...]

Filed Under: Ask the Experts, Ask the Experts - Adolphus Hawkes Realtors Tagged With: Maryland down payment assistance, Maryland Loan Programs

NEW MORTGAGE PROGRAM for 2019

New Mortgage program - Did you know that Montgomery County has two AMAZING down payment programs designed to help first time home buyers? These programs will help buyers get into a home with NO money at all. And, they make your offer competitive to the seller because they can cover the closing costs so you don't have to ask the seller for help! Montgomery County Home Ownership III Montgomery Home ownership Program second lien will be a zero percent deferred down payment loan;Maximum down payment loan will be 40% of total household income up to a maximum of $25,000.00;Down payment funds may be used for down payment and/or closing costs;It can be combined with a Special Assistance Grant; No minimum contribution by the buyer, reduced mortgage insurance rates and very high income limits; andMaryland Home Credit Program is available with this product; andBorrowers must meet all MMP and agency requirements, minimum 640 credit score, 45% debt to income, typically first … [Read more...]

Filed Under: Buyer Information, First Time Home Buyers, Our Blog - Adolphus Hawkes Realtors - First Time Homebuyers

A Quick Refresher on Loan Programs to help Buyers

LOOKING FOR A MORTGAGE LOAN? A quick refresher on loan programs to help buyers purchase a home with NO Money down! The Chenoa product is designed to open up doors to buyers with limited money, lower credit scores and higher debt to income ratios.  In some circumstances, people that are buying a new primary residence can still use the program and keep their existing home!Here are some quick highlights of the program.* Offers 3.50% second for the down payment- FHA financing only;*  Credit scores as low as 620. Buyer will have to take an online home buying course prior to contract if their score is between 620 and 639;* Offered in MD, DC and VA;* 50 percent debt to income on all programs offered through the Chenoa product (most down payment programs have a 45% cap for the debt to income ratio);* No income limits for their repayable 2nd product (this is huge and completely different than any … [Read more...]

Filed Under: Ask the Experts, First Time Home Buyers, Home Buyers, Homeowners Information Tagged With: Help with loan to purchase, Loan Program, Loans Available to Purchase a Home, Need a loan to purchase a home, Quick Refresher on Loan Program

Ask the Experts – How to Price a Home to Sell?

Ask the Experts – How to price a home to sell is one of the most difficult challenges facing real estate brokers and their agents.  Sellers attentively listen to their Realtors’ recommendation on the market value and recent sales in the neighborhood.  And subsequently hike the sales price up with the belief that they can reduce the price later. The flip side of this scenario - the agent agrees with the higher price! Most real estate agents is excited to get a new listing and will gladly accept the high price listing with a mutual agreement that the sales price be reviewed after 30 - 45 days of marketing the property. With this contingency or agreement in place you can be assured the home will not become stale on the market which results in a lack of overall activity. Price the home from the start realistically comparing similar properties with the current market conditions and recent sales in your neighborhood! As a seller you do not want to not look like a clueless homeowner. … [Read more...]

Filed Under: Ask the Experts, For Sale By Owner, Selling home, Selling your home Tagged With: How to price home to sell, selling home in DC, selling home in Laurel MD, Selling Luxury Homes, Tips to setting the right asking price

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  • Prince George’s County
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Adolphus Hawkes Realtors, LLC

7404 Doublerock Ct.
Laurel, MD 20707
Fax: (301) 483-8085
Email: [email protected]

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