Adolphus Hawkes Realtors, LLC.

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Featured Properties: Beltsville, Laurel, MD

7708 Brooklyn Bridge Road $1,999,000

7708 Brooklyn Bridge Road Laurel, Maryland

2 Beds 3 Baths 2,106 SqFt 1.310 Acres

15611 Riding Stable Road $1,289,000

15611 Riding Stable Road Laurel, Maryland

7 Beds 7 Baths 8,170 SqFt 2.020 Acres

7804 Killbarron Drive $825,000

7804 Killbarron Drive Laurel, Maryland

5 Beds 6 Baths 5,440 SqFt 0.280 Acres

10522 Twin Cedar Court $774,999

10522 Twin Cedar Court Laurel, Maryland

4 Beds 6 Baths 5,280 SqFt 0.450 Acres

383 Main Street $750,000

383 Main Street Laurel, Maryland

5 Beds 4 Baths 4,178 SqFt 0.120 Acres

14108 Cork Corner $689,900

14108 Cork Corner Laurel, Maryland

4 Beds 4 Baths 3,568 SqFt 0.260 Acres

13119 Crossview Ct Crossview Ct $665,500

13119 Crossview Ct Crossview Ct Beltsville, Maryland

4 Beds 4 Baths 2,918 SqFt 0.070 Acres

4930 Daisey Creek Terrace $644,000

4930 Daisey Creek Terrace Beltsville, Maryland

4 Beds 4 Baths 2,960 SqFt 0.170 Acres

10564 Hunters Way $618,000

10564 Hunters Way Laurel, Maryland

4 Beds 3 Baths 2,904 SqFt 0.500 Acres

9117 Magnolia Manor Drive $605,000

9117 Magnolia Manor Drive Laurel, Maryland

4 Beds 3 Baths 2,500 SqFt 0.200 Acres

9266 Laurens Way $549,500

9266 Laurens Way Laurel, Maryland

3 Beds 3 Baths 1,932 SqFt 0.310 Acres

9206 Pleasant Court $499,990

9206 Pleasant Court Laurel, Maryland

4 Beds 3 Baths 0.600 Acres

1024 Highpoint Trail $489,913

1024 Highpoint Trail Laurel, Maryland

3 Beds 3 Baths 2,227 SqFt 0.040 Acres

8584 Light Moon Way $485,000

8584 Light Moon Way Laurel, Maryland

4 Beds 4 Baths 2,826 SqFt 0.060 Acres

9580 Kings Grant Road $470,000

9580 Kings Grant Road Laurel, Maryland

5 Beds 4 Baths 2,802 SqFt 0.140 Acres

10113 Seattle Slew Lane B $468,580

10113 Seattle Slew Lane B Laurel, Maryland

3 Beds 3 Baths 2,501 SqFt

4409 Josephine Avenue $468,300

4409 Josephine Avenue Beltsville, Maryland

3 Beds 3 Baths 2,856 SqFt 0.270 Acres

10052 American Pharoah Lane B $462,990

10052 American Pharoah Lane B Laurel, Maryland

3 Beds 3 Baths 2,501 SqFt

8754 Oxwell Lane $459,990

8754 Oxwell Lane Laurel, Maryland

5 Beds 4 Baths 2,690 SqFt 0.400 Acres

1102 Patuxent Greens Drive $456,175

1102 Patuxent Greens Drive Laurel, Maryland

3 Beds 3 Baths 1,741 SqFt

158 Lyons Creek Drive $452,865

158 Lyons Creek Drive Laurel, Maryland

3 Beds 3 Baths 2,034 SqFt

8820 Briarcroft Lane $449,999

8820 Briarcroft Lane Laurel, Maryland

4 Beds 3 Baths 1,488 SqFt 0.460 Acres

8022 Alloway Lane $449,900

8022 Alloway Lane Beltsville, Maryland

4 Beds 4 Baths 3,306 SqFt 0.180 Acres

147 Lyons Creek Drive $442,990

147 Lyons Creek Drive Laurel, Maryland

3 Beds 3 Baths 2,034 SqFt

151 Lyons Creek Drive $442,290

151 Lyons Creek Drive Laurel, Maryland

3 Beds 3 Baths 1,741 SqFt

7305 Winterfield Terrace $440,000

7305 Winterfield Terrace Laurel, Maryland

4 Beds 3 Baths 2,999 SqFt 0.080 Acres

13100 N Point Lane $439,000

13100 N Point Lane Laurel, Maryland

4 Beds 4 Baths 1,316 SqFt 0.230 Acres

144 Lyons Creek Drive $437,235

144 Lyons Creek Drive Laurel, Maryland

3 Beds 3 Baths 1,741 SqFt

142 Lyons Creek Drive $436,040

142 Lyons Creek Drive Laurel, Maryland

3 Beds 3 Baths 1,741 SqFt

10800 Montgomery Road $435,000

10800 Montgomery Road Beltsville, Maryland

4 Beds 3 Baths 1,164 SqFt 0.340 Acres

145 Lyons Creek Drive $419,990

145 Lyons Creek Drive Laurel, Maryland

3 Beds 3 Baths 1,741 SqFt

11329 Frances Drive $414,990

11329 Frances Drive Beltsville, Maryland

5 Beds 5 Baths 1,440 SqFt 0.270 Acres

8904 Churchfield Lane $410,000

8904 Churchfield Lane Laurel, Maryland

4 Beds 3 Baths 2,292 SqFt 0.690 Acres

10131 Seattle Slew Lane A $407,990

10131 Seattle Slew Lane A Laurel, Maryland

3 Beds 3 Baths 1,628 SqFt

10043 Ruffian Way A $399,990

10043 Ruffian Way A Laurel, Maryland

3 Beds 3 Baths 1,628 SqFt

4815 Manheim Avenue $399,900

4815 Manheim Avenue Beltsville, Maryland

4 Beds 2 Baths 1,450 SqFt 0.110 Acres

9206 Lawnview Lane $399,900

9206 Lawnview Lane Laurel, Maryland

4 Beds 2 Baths 2,648 SqFt 0.520 Acres

1005 Montgomery Street $390,000

1005 Montgomery Street Laurel, Maryland

4 Beds 3 Baths 1,664 SqFt 0.180 Acres

13007 Brookmill Court $389,900

13007 Brookmill Court Laurel, Maryland

4 Beds 3 Baths 1,640 SqFt 0.220 Acres

3103 Ellicott Road $389,900

3103 Ellicott Road Beltsville, Maryland

3 Beds 3 Baths 2,500 SqFt 0.280 Acres

4401 Yucca Street $379,900

4401 Yucca Street Beltsville, Maryland

3 Beds 2 Baths 1,106 SqFt 0.300 Acres

10804 Montgomery Road $375,000

10804 Montgomery Road Beltsville, Maryland

3 Beds 2 Baths 1,116 SqFt 0.270 Acres

9501 Durness Lane $375,000

9501 Durness Lane Laurel, Maryland

3 Beds 3 Baths 1,900 SqFt 0.120 Acres

9308 Daly Court $369,000

9308 Daly Court Laurel, Maryland

4 Beds 4 Baths 1,670 SqFt 0.040 Acres

13207 Claxton Drive $359,900

13207 Claxton Drive Laurel, Maryland

3 Beds 2 Baths 1,262 SqFt 0.260 Acres

342 Laurel Avenue $359,900

342 Laurel Avenue Laurel, Maryland

2 Beds 3 Baths 1,352 SqFt 0.230 Acres

601 7Th Street 403 $349,900

601 7Th Street 403 Laurel, Maryland

2 Beds 2 Baths 1,751 SqFt

9411 Rosmarin Way $349,000

9411 Rosmarin Way Laurel, Maryland

3 Beds 3 Baths 1,768 SqFt 0.060 Acres

10010 Ruffian Way 4B $335,990

10010 Ruffian Way 4B Laurel, Maryland

2 Beds 2 Baths 1,489 SqFt

8204 Londonderry Court $320,000

8204 Londonderry Court Laurel, Maryland

3 Beds 3 Baths 1,376 SqFt 0.040 Acres

8706 Jupiter Road $299,990

8706 Jupiter Road Laurel, Maryland

2 Beds 1 Baths 1,146 SqFt 0.750 Acres

7519 Woodbine Drive $258,000

7519 Woodbine Drive Laurel, Maryland

3 Beds 2 Baths 1,248 SqFt 0.050 Acres

11313 Laurelwalk Drive 170 $245,000

11313 Laurelwalk Drive 170 Laurel, Maryland

3 Beds 3 Baths 1,241 SqFt

9075 N Laurel Road B $235,000

9075 N Laurel Road B Laurel, Maryland

2 Beds 2 Baths 1,008 SqFt

9070 Moonshine Hollow P $235,000

9070 Moonshine Hollow P Laurel, Maryland

3 Beds 2 Baths 1,352 SqFt

12802 Claxton Drive 2-B $234,900

12802 Claxton Drive 2-B Laurel, Maryland

4 Beds 3 Baths 1,795 SqFt

14002 Vista Drive 10 $219,000

14002 Vista Drive 10 Laurel, Maryland

2 Beds 2 Baths 887 SqFt

9120 Tumbleweed Run M $215,000

9120 Tumbleweed Run M Laurel, Maryland

2 Beds 2 Baths 1,106 SqFt

14122 Lauren Lane 29A $189,000

14122 Lauren Lane 29A Laurel, Maryland

2 Beds 1 Baths 698 SqFt

9208 Grant Avenue $185,000

9208 Grant Avenue Laurel, Maryland

4 Beds 3 Baths 2,215 SqFt 0.170 Acres

11346 Laurelwalk Drive B-36 $179,900

11346 Laurelwalk Drive B-36 Laurel, Maryland

2 Beds 1 Baths 1,066 SqFt

11354 Cherry Hill Road #301 $149,900

11354 Cherry Hill Road #301 Beltsville, Maryland

2 Beds 2 Baths 989 SqFt

4425 Romlon Street 103 $120,000

4425 Romlon Street 103 Beltsville, Maryland

2 Beds 2 Baths 888 SqFt

$99,999

Beltsville, Maryland

1 Beds 1 Baths 713 SqFt

Featured Properties: Washington D.C., MD

4414 13Th Place NE $989,999

4414 13Th Place NE Washington, District Of Columbia

3 Beds 2 Baths 1,636 SqFt 0.100 Acres

3201 O Street SE $986,289

3201 O Street SE Washington, District Of Columbia

6 Beds 6 Baths 5,583 SqFt 0.320 Acres

1227 Michigan Avenue NE $979,000

1227 Michigan Avenue NE Washington, District Of Columbia

5 Beds 3 Baths 1,677 SqFt 0.170 Acres

3701 South Dakota NE $949,900

3701 South Dakota NE Washington, District Of Columbia

5 Beds 4 Baths 3,282 SqFt 0.090 Acres

1724 Varnum Street NW $895,000

1724 Varnum Street NW Washington, District Of Columbia

3 Beds 3 Baths 2,381 SqFt 0.140 Acres

2906 25Th Street NE $859,000

2906 25Th Street NE Washington, District Of Columbia

5 Beds 3 Baths 2,200 SqFt 0.140 Acres

407 Upshur Street NW $850,000

407 Upshur Street NW Washington, District Of Columbia

3 Beds 3 Baths 1,602 SqFt 0.030 Acres

904 Butternut Street NW $825,000

904 Butternut Street NW Washington, District Of Columbia

5 Beds 3 Baths 2,183 SqFt 0.100 Acres

5932 3Rd Street NW $809,900

5932 3Rd Street NW Washington, District Of Columbia

3 Beds 3 Baths 1,844 SqFt 0.140 Acres

1623 Varnum Place NE $799,000

1623 Varnum Place NE Washington, District Of Columbia

4 Beds 2 Baths 2,007 SqFt 0.110 Acres

75 Sheridan Street NE $795,000

75 Sheridan Street NE Washington, District Of Columbia

4 Beds 4 Baths 2,602 SqFt 0.110 Acres

509 Main Street $795,000

509 Main Street Washington, Virginia

4 Beds 4 Baths 3,200 SqFt 0.240 Acres

639 Atlantic Street SE $785,000

639 Atlantic Street SE Washington, District Of Columbia

4 Beds 3 Baths 3,675 SqFt 0.190 Acres

2403 17Th Street NE $780,000

2403 17Th Street NE Washington, District Of Columbia

3 Beds 4 Baths 1,678 SqFt 0.160 Acres

2913 20Th Street NE $775,000

2913 20Th Street NE Washington, District Of Columbia

9 Beds 4 Baths 3,443 SqFt 0.170 Acres

4620 Q Street NW $750,000

4620 Q Street NW Washington, District Of Columbia

3 Beds 2 Baths 1,479 SqFt 0.060 Acres

481 Mount Salem Avenue $749,000

481 Mount Salem Avenue Washington, Virginia

3 Beds 3 Baths 4,000 SqFt 0.550 Acres

3129 Newton Street NE $724,900

3129 Newton Street NE Washington, District Of Columbia

4 Beds 5 Baths 2,073 SqFt 0.210 Acres

1220 Raum Street NE 4 $700,000

1220 Raum Street NE 4 Washington, District Of Columbia

3 Beds 3 Baths 1,548 SqFt

3224 O Street SE $699,000

3224 O Street SE Washington, District Of Columbia

4 Beds 3 Baths 2,244 SqFt 0.190 Acres

211 Peabody Street NE $674,999

211 Peabody Street NE Washington, District Of Columbia

4 Beds 2 Baths 1,796 SqFt 0.100 Acres

3626 Alabama Avenue SE $665,000

3626 Alabama Avenue SE Washington, District Of Columbia

3 Beds 3 Baths 2,142 SqFt 0.150 Acres

3540 Texas Avenue SE $654,900

3540 Texas Avenue SE Washington, District Of Columbia

4 Beds 3 Baths 2,850 SqFt 0.130 Acres

1220 Raum Street NE 2 $650,000

1220 Raum Street NE 2 Washington, District Of Columbia

3 Beds 3 Baths 1,548 SqFt

1648 U Street SE $599,999

1648 U Street SE Washington, District Of Columbia

4 Beds 3 Baths 2,309 SqFt 0.060 Acres

New DC4ME Plus Loan Program

The new DC4ME PLUS is a loan program will be available to certain DC employees. The eligibility requirements for this new program are as follows: The new DC4ME PLUS is a first-time homebuyer mortgage program offered to current full-time District government employees. Including employees of district government-based instrumentalities, independent agencies, District of Columbia Public Charter Schools and organizations.The applicant/borrower’s employer must falls under the oversight of the Council of the District of Columbia. Applicants must be a 1st time home buyer The new DC4ME PLUS maximum household income may not exceed 120% of AMI The first trust will be a 30 year fixed rate conventional Freddie Mac HFA Advantage loan. And must follow US Bank HFA Advantage guidelines. Maximum 50% DTI; maximum loan amount of $484,350; maximum sales price of $525,000.Under the new DC4ME PLUS PROGRAM at least 1 borrower must have completed a home … [Read more...]

Filed Under: Ask the Experts, First Time Home Buyers

Howard County HomeStarter Loan

Howard County HomeStarter loan is now available. This is a loan up to $40,000 that can be used for down payment and/or closing costs. Available to first time home buyers onlyLoan term must match first mortgage loan, typically 30 yearsLoan must be repaid back upon sale, refinance or defaultInterest Rate is 2% below the primary loan rateBuyer must contribute at least one monthly payment on primary loan plus $1,000Back ratio no greater than 45%Borrower assets greater than 2 months reserves must be used firstPurchase price limit is $465,758 (that will increase in 2021 once loan limits are established for program) The income limits are as follows (these should also increase in 2021: 1 person household $54,9502 person household $62,8003 person household $70,6504 person household $78,5005 person household $84,8006 person household $91,1007 person household $97,3508 person household $103,650 Call 301-483-8073 or email - [email protected] for a referral to a senior loan … [Read more...]

Filed Under: Ask the Experts Tagged With: Howard County Maryland

MORTGAGE LOAN PROGRAMS IN MARYLAND

The Maryland Mortgage Program is committed to helping buyers purchase a home in the State of Maryland. The Maryland Mortgage Program offers a range of products to help Marylanders realize their dream of homeownership. Let’s take a look at the programs that are getting rave reviews…. MD SMARTBUY – MD SmartBuy rolls up to 15% of the home purchase price into forgivable loan for the borrower to pay off their outstanding student loan debt (maximum payoff of $40,000). MMP 1st TIME ADVANTAGE 3% DPA LOAN – offers Down Payment Assistance equal to 3% of the first mortgage while still maintaining a low interest rate on the first mortgage. 1st. TIME ADVANTAGE DIRECT – No DPA (Down Payment Assistance) but offers the lowest interest rate available with an MMP loan- often under 3%. To learn more about how the programs can help you or to get pre-approved for a loan with help of one of our Senior Loan Officers - Call 301-483-8073 or Email - [email protected] for a referral Today! … [Read more...]

Filed Under: Ask the Experts

Montgomery County Homeownership Program

Montgomery County Homeownership Program announced that effective immediately the funding of $1M dollars appropriated to help buyers in Montgomery County with down payment and/or closing costs assistance funds. This money will go FAST!   Buyers must act NOW….. There was a couple rounds of this money last year and it ran out in a month or so! Highlights of the program are as follows: Montgomery Homeownership Program second lien will be a zero percent deferred down payment loan forgiven after 10 years.Maximum down payment loan will be 40% of total household income up to a maximum of $25,000.00 for down payment monies.Monies may be used for down payment and/or closing costs.No minimum contribution by the buyer (buyer typically gets in with no money out of pocket).Can be combined with MPP’s Revolving Closing Cost Assistance Program up to $10,000 (RCCAP/”5 for 5”) but the borrower must work in Montgomery County.Can only be used with the Option 1 … [Read more...]

Filed Under: Ask the Experts

New Loan Program Available in the District of Columbia

New loan program available in the District of Columbia to help buyers with a 3% loan for the down payment: This new program is named DC4ME PLUS which will be available for certain DC employees. The eligibility requirements for this new program are as follows: DC4ME PLUS is a first-time homebuyer mortgage program offered to current full-time district government employees. This include employees of District government-based instrumentalities, independent agencies, District of Columbia Public Charter Schools and organizations. The applicant/borrower’s employer must fall under the oversight of the Council of the District of Columbia; Applicant must be a 1st time homebuyer;  Maximum household income may not exceed 120% of Adjusted Modified Income (AMI); The first trust will be a 30 year fixed rate Conventional Freddie Mac HFA Advantage loan and must follow US Bank HFA Advantage guidelines;Maximum 50% DTI; maximum loan amount of $484,350; … [Read more...]

Filed Under: Buyer Information, First Time Home Buyers, Home Buyers

Buying a home – SmartBuy Program

Buying a home - SMARTBUY PROGRAM got easier with the Maryland SmartBuy Program. This is a program that the State of Maryland rolled out in 2016 to help buyers pay their student loan debt and purchase a home. The original program could only be used for DHCD properties. The inventory was very low, so it did not really help too many people.  The State of Maryland expanded SMARTBUY PROGRAM last year. The program is now available for ANY property in the Maryland.  The property must pass an appraisal inspection. And, the seller is willing to make repairs. How the SmartBuy Program works – if you are buyer with $39,000 in student loan debt and looking to purchase a home for $285,000. The program will help extinguish ALL of your student loan debt at settlement. The buyer will qualify for the maximum assistance through the SmartBuy Program. For example - A sales price of $267,000 will qualify a buyer for assistance up to $40,000 - $267,000 x … [Read more...]

Filed Under: Buyer Information, First Time Home Buyers, Home Buyers Tagged With: homes for sale

Maryland Mortgage Program Announces – New Products!

The Maryland Mortgage Program announced some AMAZING new products. Buyers credit score should be 640 or higher. Debt to income ratio should not exceed 45%.  And buyers cannot have own any real estate at the time of closing. Although they COULD have owned real estate prior to settling on their new home. The Chenoa fund has existed to help this type of buyer. However, this product offering does not have the expansiveness of the new mortgage product offered through the State of Maryland - Maryland Mortgage Program. Here are the highlights: Offers buyers a loan of 3% to be used towards the down paymentOffers buyers a GRANT of 3% or 4% of the loan amount to be used towards the down payment and/or closing costs Plus the Home Ability program started offering mortgages about a month ago.  This program will help buyers who have a disability or have a household member with a disability.  The program offer buyers 25% in the form of a loan to be used towards the down payment … [Read more...]

Filed Under: Ask the Experts, Ask the Experts - Adolphus Hawkes Realtors Tagged With: Maryland down payment assistance, Maryland Loan Programs

NEW MORTGAGE PROGRAM for 2019

New Mortgage program - Did you know that Montgomery County has two AMAZING down payment programs designed to help first time home buyers? These programs will help buyers get into a home with NO money at all. And, they make your offer competitive to the seller because they can cover the closing costs so you don't have to ask the seller for help! Montgomery County Home Ownership III Montgomery Home ownership Program second lien will be a zero percent deferred down payment loan;Maximum down payment loan will be 40% of total household income up to a maximum of $25,000.00;Down payment funds may be used for down payment and/or closing costs;It can be combined with a Special Assistance Grant; No minimum contribution by the buyer, reduced mortgage insurance rates and very high income limits; andMaryland Home Credit Program is available with this product; andBorrowers must meet all MMP and agency requirements, minimum 640 credit score, 45% debt to income, typically first … [Read more...]

Filed Under: Buyer Information, First Time Home Buyers, Our Blog - Adolphus Hawkes Realtors - First Time Homebuyers

A Quick Refresher on Loan Programs to help Buyers

LOOKING FOR A MORTGAGE LOAN? A quick refresher on loan programs to help buyers purchase a home with NO Money down! The Chenoa product is designed to open up doors to buyers with limited money, lower credit scores and higher debt to income ratios.  In some circumstances, people that are buying a new primary residence can still use the program and keep their existing home!Here are some quick highlights of the program.* Offers 3.50% second for the down payment- FHA financing only;*  Credit scores as low as 620. Buyer will have to take an online home buying course prior to contract if their score is between 620 and 639;* Offered in MD, DC and VA;* 50 percent debt to income on all programs offered through the Chenoa product (most down payment programs have a 45% cap for the debt to income ratio);* No income limits for their repayable 2nd product (this is huge and completely different than any … [Read more...]

Filed Under: Ask the Experts, First Time Home Buyers, Home Buyers, Homeowners Information Tagged With: Help with loan to purchase, Loan Program, Loans Available to Purchase a Home, Need a loan to purchase a home, Quick Refresher on Loan Program

Ask the Experts – How to Price a Home to Sell?

Ask the Experts – How to price a home to sell is one of the most difficult challenges facing real estate brokers and their agents.  Sellers attentively listen to their Realtors’ recommendation on the market value and recent sales in the neighborhood.  And subsequently hike the sales price up with the belief that they can reduce the price later. The flip side of this scenario - the agent agrees with the higher price! Most real estate agents is excited to get a new listing and will gladly accept the high price listing with a mutual agreement that the sales price be reviewed after 30 - 45 days of marketing the property. With this contingency or agreement in place you can be assured the home will not become stale on the market which results in a lack of overall activity. Price the home from the start realistically comparing similar properties with the current market conditions and recent sales in your neighborhood! As a seller you do not want to not look like a clueless homeowner. … [Read more...]

Filed Under: Ask the Experts, For Sale By Owner, Selling home, Selling your home Tagged With: How to price home to sell, selling home in DC, selling home in Laurel MD, Selling Luxury Homes, Tips to setting the right asking price

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Adolphus Hawkes Realtors, LLC
8101 Sandy Spring Rd., Ste.#250-P
Laurel, MD 20707

O: (301) 483-8073
F: (301) 483-8085
E: [email protected]

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