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    • Victoria Falls CommunityVictoria Falls is one of Prince Georges County premier active adult lifestyle communities. Located off of Contee Road this 55+community offers many amenities which include daily activities, a Resort Club with indoor and out-door pools, fitness center, sauna, whirlpool, billiard room, card room and arts and crafts room, tennis/basketball courts and a 3.5 mile walking trail.
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Featured Properties: Beltsville, Laurel, MD

11352 Cherry Hill Road 1Y304 $169,900

11352 Cherry Hill Road 1Y304 Beltsville, Maryland

2 Beds 2 Baths 989 SqFt

Listing courtesy of RE/MAX Leading Edge

15605 Dorset Road 40 (UNIT 302) $178,875

15605 Dorset Road 40 (UNIT 302) Laurel, Maryland

1 Beds 1 Baths 831 SqFt

Listing courtesy of CENTURY 21 New Millennium

4503 Romlon Street 102 $199,921

4503 Romlon Street 102 Beltsville, Maryland

3 Beds 2 Baths 1,172 SqFt

Listing courtesy of Blackwell Real Estate, LLC

11510 Laurelwalk Drive $210,000

11510 Laurelwalk Drive Laurel, Maryland

2 Beds 1 Baths 872 SqFt

Listing courtesy of Sid Sells Maryland Realty

14229 Jib Street 8252 $229,900

14229 Jib Street 8252 Laurel, Maryland

1 Beds 1 Baths 850 SqFt

Listing courtesy of Citiwide Realtors Inc.

9423 Woodsong Court $324,900

9423 Woodsong Court Laurel, Maryland

3 Beds 2 Baths 1,134 SqFt 0.040 Acres

Listing courtesy of Northrop Realty

309 Sandy Spring Road $325,000

309 Sandy Spring Road Laurel, Maryland

4 Beds 3 Baths 1,780 SqFt 0.060 Acres

Listing courtesy of Keller Williams Integrity

9234 Redbridge Court $330,000

9234 Redbridge Court Laurel, Maryland

2 Beds 2 Baths 1,410 SqFt 0.030 Acres

Listing courtesy of EXIT Right Realty

9363 Breamore Court $339,900

9363 Breamore Court Laurel, Maryland

4 Beds 4 Baths 1,996 SqFt 0.040 Acres

Listing courtesy of Samson Properties

9205 Fairlane Place $354,900

9205 Fairlane Place Laurel, Maryland

3 Beds 3 Baths 1,584 SqFt 0.040 Acres

Listing courtesy of Bennett Realty Solutions

3443 Cherry Hill Court $370,000

3443 Cherry Hill Court Beltsville, Maryland

3 Beds 4 Baths 1,280 SqFt 0.030 Acres

Listing courtesy of Samson Properties

8803 Castlebury Court $375,000

8803 Castlebury Court Laurel, Maryland

2 Beds 2 Baths 1,720 SqFt 0.040 Acres

Listing courtesy of Smart Realty, LLC

13801 Belle Chasse Blvd 414 $379,900

13801 Belle Chasse Blvd 414 Laurel, Maryland

2 Beds 2 Baths 1,875 SqFt

Listing courtesy of Long & Foster Real Estate, Inc.

10110 Seattle Slew Lane L $384,900

10110 Seattle Slew Lane L Laurel, Maryland

2 Beds 2 Baths 1,440 SqFt

Listing courtesy of Redfin Corp

9103 Erfurt Court $390,000

9103 Erfurt Court Laurel, Maryland

3 Beds 4 Baths 1,728 SqFt 0.040 Acres

Listing courtesy of RE/MAX Realty Group

8300 Ashford Boulevard $390,000

8300 Ashford Boulevard Laurel, Maryland

3 Beds 3 Baths 1,752 SqFt 0.060 Acres

Listing courtesy of Vylla Home

8116 Londonderry Court $399,900

8116 Londonderry Court Laurel, Maryland

3 Beds 3 Baths 1,752 SqFt 0.060 Acres

Listing courtesy of RE/MAX Professionals

924 7Th Street $399,900

924 7Th Street Laurel, Maryland

4 Beds 2 Baths 1,748 SqFt 0.090 Acres

Listing courtesy of W F Chesley Real Estate, LLC.

6978 Mayfair Terrace $402,000

6978 Mayfair Terrace Laurel, Maryland

3 Beds 3 Baths 1,914 SqFt

Listing courtesy of Fairfax Realty Elite

502 4Th Street $412,000

502 4Th Street Laurel, Maryland

3 Beds 2 Baths 1,270 SqFt 0.150 Acres

Listing courtesy of Samson Properties

13150 Brooktree Lane $415,000

13150 Brooktree Lane Laurel, Maryland

4 Beds 3 Baths 1,500 SqFt 0.080 Acres

Listing courtesy of Realty One Group Performance, LLC

7237 Silver Thorn Way $415,000

7237 Silver Thorn Way Beltsville, Maryland

3 Beds 5 Baths 1,288 SqFt 0.020 Acres

Listing courtesy of Long & Foster Real Estate, Inc.

10203 Balsamwood Drive $439,900

10203 Balsamwood Drive Laurel, Maryland

4 Beds 2 Baths 1,028 SqFt 0.240 Acres

Listing courtesy of Keller Williams Capital Properties

15713 Haynes Road $439,900

15713 Haynes Road Laurel, Maryland

4 Beds 2 Baths 1,182 SqFt 0.180 Acres

Listing courtesy of First Decision Realty LLC

7207 Barrberry Lane $439,999

7207 Barrberry Lane Beltsville, Maryland

3 Beds 4 Baths 1,596 SqFt 0.020 Acres

Listing courtesy of Comfort Realty, LLC.

5327 Brewer Road $440,000

5327 Brewer Road Beltsville, Maryland

4 Beds 3 Baths 2,078 SqFt 0.180 Acres

Listing courtesy of CENTURY 21 New Millennium

1109 Patuxent Greens Drive $444,990

1109 Patuxent Greens Drive Laurel, Maryland

3 Beds 3 Baths 1,741 SqFt

Listing courtesy of NVR Services, Inc.

10002 Madronawood Drive $449,900

10002 Madronawood Drive Laurel, Maryland

4 Beds 3 Baths 2,016 SqFt 0.260 Acres

Listing courtesy of Keller Williams Flagship of Maryland

205 Lyons Creek Drive 924C $449,990

205 Lyons Creek Drive 924C Laurel, Maryland

3 Beds 3 Baths 1,741 SqFt

Listing courtesy of NVR Services, Inc.

12902 Rustic Rock Lane $450,000

12902 Rustic Rock Lane Beltsville, Maryland

3 Beds 4 Baths 1,600 SqFt 0.030 Acres

Listing courtesy of Goldmine Realty

217 Lyons Creek Drive 923B $454,990

217 Lyons Creek Drive 923B Laurel, Maryland

3 Beds 3 Baths 2,030 SqFt

Listing courtesy of NVR Services, Inc.

7200 Winterfield Terrace $460,000

7200 Winterfield Terrace Laurel, Maryland

4 Beds 3 Baths 1,472 SqFt 0.080 Acres

Listing courtesy of RE/MAX United Real Estate

915 Montgomery Street $469,000

915 Montgomery Street Laurel, Maryland

4 Beds 3 Baths 1,296 SqFt 0.240 Acres

Listing courtesy of Continental Real Estate Group

1712 Mill Branch Drive 918D QUICK MOVE-IN $469,990

1712 Mill Branch Drive 918D QUICK MOVE-IN Laurel, Maryland

3 Beds 3 Baths 2,030 SqFt

Listing courtesy of NVR Services, Inc.

1712 Mill Branch Drive 918D $469,990

1712 Mill Branch Drive 918D Laurel, Maryland

3 Beds 3 Baths 2,030 SqFt

Listing courtesy of NVR Services, Inc.

1706 Mill Branch Drive 918A QUICK MOVE-IN $469,990

1706 Mill Branch Drive 918A QUICK MOVE-IN Laurel, Maryland

3 Beds 4 Baths 1,741 SqFt

Listing courtesy of NVR Services, Inc.

4512 Hartford Avenue $470,000

4512 Hartford Avenue Beltsville, Maryland

3 Beds 3 Baths 1,662 SqFt 0.260 Acres

Listing courtesy of Wilcox & Associates Realtors

12122 Apache Tears Circle $475,000

12122 Apache Tears Circle Laurel, Maryland

3 Beds 4 Baths 2,388 SqFt 0.040 Acres

Listing courtesy of Cottage Street Realty LLC

12805 Cedarbrook Lane $479,900

12805 Cedarbrook Lane Laurel, Maryland

4 Beds 3 Baths 2,228 SqFt 0.520 Acres

Listing courtesy of RE/MAX 100

9384 N Laurel Road $485,000

9384 N Laurel Road Laurel, Maryland

5 Beds 2 Baths 1,950 SqFt 0.290 Acres

Listing courtesy of Keller Williams Realty Partners

8210 Willow Street $492,000

8210 Willow Street Laurel, Maryland

3 Beds 2 Baths 1,728 SqFt 0.170 Acres

Listing courtesy of Coldwell Banker Platinum One

12504 Silverbirch Lane $494,000

12504 Silverbirch Lane Laurel, Maryland

3 Beds 3 Baths 1,980 SqFt 0.410 Acres

Listing courtesy of Maryland REO Realty, LLC

9309 White Chute Way $495,000

9309 White Chute Way Laurel, Maryland

3 Beds 3 Baths 2,011 SqFt 0.030 Acres

Listing courtesy of Fortune Washington Realty Group LLC

15716 Bond Mill Road $499,900

15716 Bond Mill Road Laurel, Maryland

4 Beds 3 Baths 1,702 SqFt 0.240 Acres

Listing courtesy of Long & Foster Real Estate, Inc.

11501 Cordwall Drive $499,900

11501 Cordwall Drive Beltsville, Maryland

4 Beds 3 Baths 976 SqFt 0.150 Acres

Listing courtesy of HomeSmart

$499,900

Beltsville, Maryland

3 Beds 4 Baths 1,920 SqFt 0.050 Acres

Listing courtesy of RE/MAX Realty Services

193 Lyons Creek Drive $499,990

193 Lyons Creek Drive Laurel, Maryland

3 Beds 3 Baths 2,123 SqFt 0.040 Acres

Listing courtesy of RLAH @properties

6422 Darwin Road $510,000

6422 Darwin Road Laurel, Maryland

4 Beds 3 Baths 1,170 SqFt 0.230 Acres

Listing courtesy of RE/MAX Realty Centre, Inc.

3424 Stonehall Drive $510,000

3424 Stonehall Drive Beltsville, Maryland

4 Beds 2 Baths 1,554 SqFt 0.210 Acres

Listing courtesy of RE/MAX Advantage Realty

11705 Montague Drive $515,000

11705 Montague Drive Laurel, Maryland

5 Beds 3 Baths 2,288 SqFt 0.230 Acres

Listing courtesy of Long & Foster Real Estate, Inc.

617 Montgomery Street $520,000

617 Montgomery Street Laurel, Maryland

4 Beds 3 Baths 2,035 SqFt 0.170 Acres

Listing courtesy of Long & Foster Real Estate, Inc.

916 Montgomery Street $520,000

916 Montgomery Street Laurel, Maryland

4 Beds 3 Baths 1,872 SqFt 0.450 Acres

Listing courtesy of Citiwide Realtors Inc.

12506 Cedarbrook Lane $529,000

12506 Cedarbrook Lane Laurel, Maryland

5 Beds 3 Baths 2,948 SqFt 0.360 Acres

Listing courtesy of RE/MAX Realty Services

14724 Spring Haven Lane SPEC $533,485

14724 Spring Haven Lane SPEC Laurel, Maryland

3 Beds 3 Baths 2,239 SqFt

Listing courtesy of NVR Services, Inc.

1086 Overlook Way $534,990

1086 Overlook Way Laurel, Maryland

3 Beds 4 Baths 2,227 SqFt 0.040 Acres

Listing courtesy of DRB Group Realty, LLC

12525 Brickyard Boulevard $535,000

12525 Brickyard Boulevard Beltsville, Maryland

5 Beds 5 Baths 2,160 SqFt 0.030 Acres

Listing courtesy of HomeSmart

9521 Jeanne Court $539,000

9521 Jeanne Court Laurel, Maryland

4 Beds 3 Baths 1,784 SqFt 0.160 Acres

Listing courtesy of Long & Foster Real Estate, Inc.

8426 Charmed Days $539,999

8426 Charmed Days Laurel, Maryland

3 Beds 4 Baths 2,526 SqFt 0.040 Acres

Listing courtesy of Keller Williams Lucido Agency

11411 Sequoia Lane $544,000

11411 Sequoia Lane Beltsville, Maryland

5 Beds 4 Baths 1,924 SqFt 0.160 Acres

Listing courtesy of Samson Properties

3600 Shenandoah Drive $550,000

3600 Shenandoah Drive Beltsville, Maryland

4 Beds 4 Baths 2,831 SqFt 0.290 Acres

Listing courtesy of Weichert, REALTORS

1045 Highpoint Trail $569,990

1045 Highpoint Trail Laurel, Maryland

3 Beds 3 Baths 2,421 SqFt 0.050 Acres

Listing courtesy of DRB Group Realty, LLC

$584,990

Laurel, Maryland

4 Beds 3 Baths 2,285 SqFt 0.040 Acres

Listing courtesy of NVR Services, Inc.

16007 Kent Road $585,000

16007 Kent Road Laurel, Maryland

5 Beds 4 Baths 1,886 SqFt 0.220 Acres

Listing courtesy of Libra Realty, LLC

$614,990

Laurel, Maryland

3 Beds 3 Baths 2,212 SqFt 0.040 Acres

Listing courtesy of NVR Services, Inc.

15500 Leizear Court $640,000

15500 Leizear Court Laurel, Maryland

4 Beds 3 Baths 2,400 SqFt 0.180 Acres

Listing courtesy of Long & Foster Real Estate, Inc.

9866 Deer Run $710,000

9866 Deer Run Laurel, Maryland

5 Beds 4 Baths 2,738 SqFt 0.150 Acres

Listing courtesy of Taylor Properties

8803 Mirror Lake Way $715,000

8803 Mirror Lake Way Laurel, Maryland

4 Beds 4 Baths 3,257 SqFt 0.060 Acres

Listing courtesy of Cummings & Co. Realtors

9405 Sixth Street $729,000

9405 Sixth Street Laurel, Maryland

4 Beds 4 Baths 3,220 SqFt 0.140 Acres

Listing courtesy of RE/MAX One

9133 Giddings Crossing $769,500

9133 Giddings Crossing Laurel, Maryland

4 Beds 3 Baths 2,700 SqFt 0.310 Acres

Listing courtesy of RE/MAX 100

10644 Gross Lane $799,000

10644 Gross Lane Beltsville, Maryland

3 Beds 2 Baths 0.500 Acres

Listing courtesy of REMAX Platinum Realty

7517 Zoe Lane $979,990

7517 Zoe Lane Laurel, Maryland

4 Beds 4 Baths 4,465 SqFt 0.180 Acres

Listing courtesy of Keller Williams Lucido Agency

7541 Zoe Lane $1,014,990

7541 Zoe Lane Laurel, Maryland

4 Beds 4 Baths 5,204 SqFt 0.180 Acres

Listing courtesy of Keller Williams Lucido Agency

7549 Zoe Lane $1,039,990

7549 Zoe Lane Laurel, Maryland

4 Beds 4 Baths 4,409 SqFt 0.180 Acres

Listing courtesy of Keller Williams Lucido Agency

7548 Zoe Lane $1,121,775

7548 Zoe Lane Laurel, Maryland

5 Beds 5 Baths 4,465 SqFt 0.190 Acres

Listing courtesy of Keller Williams Lucido Agency

Featured Properties: Washington D.C., MD

5301 Blair Road NE $300,000

5301 Blair Road NE Washington, District Of Columbia

4 Beds 2 Baths 1,667 SqFt 0.150 Acres

Listing courtesy of Long & Foster Real Estate, Inc.

3335 5Th Street SE $305,000

3335 5Th Street SE Washington, District Of Columbia

3 Beds 2 Baths 1,873 SqFt 0.060 Acres

Listing courtesy of Realty Pros

4614 Foote Street NE $350,000

4614 Foote Street NE Washington, District Of Columbia

4 Beds 4 Baths 1,400 SqFt 0.180 Acres

Listing courtesy of Alex Cooper Auctioneers, Inc.

2626 Brentwood Road NE $350,000

2626 Brentwood Road NE Washington, District Of Columbia

3 Beds 2 Baths 1,255 SqFt 0.120 Acres

Listing courtesy of CENTURY 21 New Millennium

2321 High Street SE $369,000

2321 High Street SE Washington, District Of Columbia

4 Beds 3 Baths 1,700 SqFt 0.070 Acres

Listing courtesy of Keller Williams Capital Properties

2920 Vista Street NE $375,000

2920 Vista Street NE Washington, District Of Columbia

3 Beds 2 Baths 954 SqFt 0.210 Acres

Listing courtesy of Samson Properties

4534 Dix Street NE $380,000

4534 Dix Street NE Washington, District Of Columbia

3 Beds 2 Baths 989 SqFt 0.080 Acres

Listing courtesy of Signature Home Realty LLC

4435 G Street SE $399,000

4435 G Street SE Washington, District Of Columbia

3 Beds 2 Baths 1,479 SqFt 0.120 Acres

Listing courtesy of Probate Real Estate Listing Services & Sales, LLC

4141 Alabama Avenue SE $399,000

4141 Alabama Avenue SE Washington, District Of Columbia

3 Beds 2 Baths 1,036 SqFt 0.090 Acres

Listing courtesy of Coldwell Banker Realty

3906 1St Street SE $399,000

3906 1St Street SE Washington, District Of Columbia

3 Beds 2 Baths 1,220 SqFt 0.210 Acres

Listing courtesy of RLAH @properties

5324 James Place NE $399,900

5324 James Place NE Washington, District Of Columbia

3 Beds 2 Baths 1,744 SqFt 0.060 Acres

Listing courtesy of EXP Realty, LLC

4122 Beck Street SE $399,999

4122 Beck Street SE Washington, District Of Columbia

3 Beds 2 Baths 1,457 SqFt 0.120 Acres

Listing courtesy of Smart Realty, LLC.

1309 Hamlin Street NE $400,000

1309 Hamlin Street NE Washington, District Of Columbia

3 Beds 2 Baths 1,318 SqFt 0.170 Acres

Listing courtesy of Keller Williams Capital Properties

3228 O Street SE $400,000

3228 O Street SE Washington, District Of Columbia

4 Beds 2 Baths 2,338 SqFt 0.280 Acres

Listing courtesy of Ivan Brown Realty, Inc.

409 44Th Street NE $400,000

409 44Th Street NE Washington, District Of Columbia

3 Beds 2 Baths 2,300 SqFt 0.140 Acres

Listing courtesy of Keller Williams Chantilly Ventures, LLC

3338 Brothers Place SE $400,000

3338 Brothers Place SE Washington, District Of Columbia

5 Beds 3 Baths 1,454 SqFt 0.120 Acres

Listing courtesy of EXIT Right Realty

4445 Alabama Avenue SE $419,900

4445 Alabama Avenue SE Washington, District Of Columbia

3 Beds 2 Baths 1,508 SqFt 0.140 Acres

Listing courtesy of Signature Realtors Inc

817 48Th Place NE $424,999

817 48Th Place NE Washington, District Of Columbia

3 Beds 3 Baths 1,557 SqFt 0.050 Acres

Listing courtesy of Realty Concepts Group LLC

4703 Eads Street NE $425,000

4703 Eads Street NE Washington, District Of Columbia

3 Beds 3 Baths 1,826 SqFt 0.100 Acres

Listing courtesy of Keller Williams Preferred Properties

4922 Astor Place SE $425,000

4922 Astor Place SE Washington, District Of Columbia

3 Beds 2 Baths 3,003 SqFt 0.180 Acres

Listing courtesy of CENTURY 21 New Millennium

2407 Pomeroy Road SE $429,000

2407 Pomeroy Road SE Washington, District Of Columbia

4 Beds 2 Baths 1,274 SqFt 0.100 Acres

Listing courtesy of KW Metro Center

3618 Martin Luther King Jr Avenue SE $449,111

3618 Martin Luther King Jr Avenue SE Washington, District Of Columbia

3 Beds 2 Baths 1,330 SqFt 0.090 Acres

Listing courtesy of Compass

25 Mississippi Avenue SE $450,000

25 Mississippi Avenue SE Washington, District Of Columbia

3 Beds 2 Baths 1,516 SqFt 0.100 Acres

Listing courtesy of The Home Team Realty Group, LLC

2907 Carlton Avenue NE $450,000

2907 Carlton Avenue NE Washington, District Of Columbia

5 Beds 2 Baths 1,840 SqFt 0.090 Acres

Listing courtesy of Keller Williams Capital Properties

3616 Southern Avenue SE $470,000

3616 Southern Avenue SE Washington, District Of Columbia

4 Beds 3 Baths 2,820 SqFt 0.130 Acres

Listing courtesy of Keller Williams Preferred Properties

New DC4ME Plus Loan Program

The new DC4ME PLUS is a loan program will be available to certain DC employees. The eligibility requirements for this new program are as follows: The new DC4ME PLUS is a first-time homebuyer mortgage program offered to current full-time District government employees. Including employees of district government-based instrumentalities, independent agencies, District of Columbia Public Charter Schools and organizations.The applicant/borrower’s employer must falls under the oversight of the Council of the District of Columbia. Applicants must be a 1st time home buyer The new DC4ME PLUS maximum household income may not exceed 120% of AMI The first trust will be a 30 year fixed rate conventional Freddie Mac HFA Advantage loan. And must follow US Bank HFA Advantage guidelines. Maximum 50% DTI; maximum loan amount of $484,350; maximum sales price of $525,000.Under the new DC4ME PLUS PROGRAM at least 1 borrower must have completed a home … [Read more...]

Filed Under: Ask the Experts, First Time Home Buyers

ליווי נשי

מלוות נשיות נשכרות על ידי גברים עשירים מסיבות שונות. חלקם עשויים להשתמש בליווי נשים כדי למלא את הצרכים הרגשיים שלהם בחברת אישה מהממת וחלקם עשויים לראות בליווי נשית תמיכה רגשית בזמנים קשים. מלוות נשים צפויות לעזור ללקוח להירגע ולהיות חברה מהנה. כמה סוכנויות ליווי נשים מציעות שירותי ריפוי בשיחות הנותנים מענה לצרכים הפסיכולוגיים של לקוחותיהן. דווח כי סוכנויות אלה שולחות גם נשים שיכולות לספק את האינטימיות והחיבה הפיזית הדרושה כאשר הלקוח דורש זאת - למשל, במהלך הליך הגירושין שלו, שבו הוא מבולבל מאוד, בודד, לא מרוצה מהטיפול של בן זוגו [2]. "דייטים" ברמה גבוהה אלה יכולים לעלות יותר מ-3,000 דולר לפופ. זה לא עניין של אלטרואיסט או רמה גבוהה, אלא זו דרך להתמודד עם התסכולים המיניים הממושכים של מבקשי מקלט שיכולים להימשך שנים. מה רע בעבודה אנושית? חוקי ההגירה החוצה שלנו מקשים על מבקשי מקלט למצוא עבודה באופן חוקי, ונשים נמצאות במצב חלש יותר מגברים בקבלת אישור יציאה מהמדינה. תומכים נלהבים של חופש יאמרו שאנשים צריכים להיות מסוגלים ללכת לאן שהם רוצים. עם זאת, נשים צריכות לעבור דברים כמו קניית טמפונים, … [Read more...]

Filed Under: Ask the Experts

Howard County HomeStarter Loan

Howard County HomeStarter loan is now available. This is a loan up to $40,000 that can be used for down payment and/or closing costs. Available to first time home buyers onlyLoan term must match first mortgage loan, typically 30 yearsLoan must be repaid back upon sale, refinance or defaultInterest Rate is 2% below the primary loan rateBuyer must contribute at least one monthly payment on primary loan plus $1,000Back ratio no greater than 45%Borrower assets greater than 2 months reserves must be used firstPurchase price limit is $465,758 (that will increase in 2021 once loan limits are established for program) The income limits are as follows (these should also increase in 2021: 1 person household $54,9502 person household $62,8003 person household $70,6504 person household $78,5005 person household $84,8006 person household $91,1007 person household $97,3508 person household $103,650 Call 301-483-8073 or email - [email protected] for a referral to a senior loan … [Read more...]

Filed Under: Ask the Experts Tagged With: Howard County Maryland

MORTGAGE LOAN PROGRAMS IN MARYLAND

The Maryland Mortgage Program is committed to helping buyers purchase a home in the State of Maryland. The Maryland Mortgage Program offers a range of products to help Marylanders realize their dream of homeownership. Let’s take a look at the programs that are getting rave reviews…. MD SMARTBUY – MD SmartBuy rolls up to 15% of the home purchase price into forgivable loan for the borrower to pay off their outstanding student loan debt (maximum payoff of $40,000). MMP 1st TIME ADVANTAGE 3% DPA LOAN – offers Down Payment Assistance equal to 3% of the first mortgage while still maintaining a low interest rate on the first mortgage. 1st. TIME ADVANTAGE DIRECT – No DPA (Down Payment Assistance) but offers the lowest interest rate available with an MMP loan- often under 3%. To learn more about how the programs can help you or to get pre-approved for a loan with help of one of our Senior Loan Officers - Call 301-483-8073 or Email - [email protected] for a referral Today! … [Read more...]

Filed Under: Ask the Experts

Montgomery County Homeownership Program

Montgomery County Homeownership Program announced that effective immediately the funding of $1M dollars appropriated to help buyers in Montgomery County with down payment and/or closing costs assistance funds. This money will go FAST!   Buyers must act NOW….. There was a couple rounds of this money last year and it ran out in a month or so! Highlights of the program are as follows: Montgomery Homeownership Program second lien will be a zero percent deferred down payment loan forgiven after 10 years.Maximum down payment loan will be 40% of total household income up to a maximum of $25,000.00 for down payment monies.Monies may be used for down payment and/or closing costs.No minimum contribution by the buyer (buyer typically gets in with no money out of pocket).Can be combined with MPP’s Revolving Closing Cost Assistance Program up to $10,000 (RCCAP/”5 for 5”) but the borrower must work in Montgomery County.Can only be used with the Option 1 … [Read more...]

Filed Under: Ask the Experts

New Loan Program Available in the District of Columbia

New loan program available in the District of Columbia to help buyers with a 3% loan for the down payment: This new program is named DC4ME PLUS which will be available for certain DC employees. The eligibility requirements for this new program are as follows: DC4ME PLUS is a first-time homebuyer mortgage program offered to current full-time district government employees. This include employees of District government-based instrumentalities, independent agencies, District of Columbia Public Charter Schools and organizations. The applicant/borrower’s employer must fall under the oversight of the Council of the District of Columbia; Applicant must be a 1st time homebuyer;  Maximum household income may not exceed 120% of Adjusted Modified Income (AMI); The first trust will be a 30 year fixed rate Conventional Freddie Mac HFA Advantage loan and must follow US Bank HFA Advantage guidelines;Maximum 50% DTI; maximum loan amount of $484,350; … [Read more...]

Filed Under: Buyer Information, First Time Home Buyers, Home Buyers

Buying a home – SmartBuy Program

Buying a home - SMARTBUY PROGRAM got easier with the Maryland SmartBuy Program. This is a program that the State of Maryland rolled out in 2016 to help buyers pay their student loan debt and purchase a home. The original program could only be used for DHCD properties. The inventory was very low, so it did not really help too many people.  The State of Maryland expanded SMARTBUY PROGRAM last year. The program is now available for ANY property in the Maryland.  The property must pass an appraisal inspection. And, the seller is willing to make repairs. How the SmartBuy Program works – if you are buyer with $39,000 in student loan debt and looking to purchase a home for $285,000. The program will help extinguish ALL of your student loan debt at settlement. The buyer will qualify for the maximum assistance through the SmartBuy Program. For example - A sales price of $267,000 will qualify a buyer for assistance up to $40,000 - $267,000 x … [Read more...]

Filed Under: Buyer Information, First Time Home Buyers, Home Buyers Tagged With: homes for sale

Maryland Mortgage Program Announces – New Products!

The Maryland Mortgage Program announced some AMAZING new products. Buyers credit score should be 640 or higher. Debt to income ratio should not exceed 45%.  And buyers cannot have own any real estate at the time of closing. Although they COULD have owned real estate prior to settling on their new home. The Chenoa fund has existed to help this type of buyer. However, this product offering does not have the expansiveness of the new mortgage product offered through the State of Maryland - Maryland Mortgage Program. Here are the highlights: Offers buyers a loan of 3% to be used towards the down paymentOffers buyers a GRANT of 3% or 4% of the loan amount to be used towards the down payment and/or closing costs Plus the Home Ability program started offering mortgages about a month ago.  This program will help buyers who have a disability or have a household member with a disability.  The program offer buyers 25% in the form of a loan to be used towards the down payment … [Read more...]

Filed Under: Ask the Experts, Ask the Experts - Adolphus Hawkes Realtors Tagged With: Maryland down payment assistance, Maryland Loan Programs

NEW MORTGAGE PROGRAM for 2019

New Mortgage program - Did you know that Montgomery County has two AMAZING down payment programs designed to help first time home buyers? These programs will help buyers get into a home with NO money at all. And, they make your offer competitive to the seller because they can cover the closing costs so you don't have to ask the seller for help! Montgomery County Home Ownership III Montgomery Home ownership Program second lien will be a zero percent deferred down payment loan;Maximum down payment loan will be 40% of total household income up to a maximum of $25,000.00;Down payment funds may be used for down payment and/or closing costs;It can be combined with a Special Assistance Grant; No minimum contribution by the buyer, reduced mortgage insurance rates and very high income limits; andMaryland Home Credit Program is available with this product; andBorrowers must meet all MMP and agency requirements, minimum 640 credit score, 45% debt to income, typically first … [Read more...]

Filed Under: Buyer Information, First Time Home Buyers, Our Blog - Adolphus Hawkes Realtors - First Time Homebuyers

A Quick Refresher on Loan Programs to help Buyers

LOOKING FOR A MORTGAGE LOAN? A quick refresher on loan programs to help buyers purchase a home with NO Money down! The Chenoa product is designed to open up doors to buyers with limited money, lower credit scores and higher debt to income ratios.  In some circumstances, people that are buying a new primary residence can still use the program and keep their existing home!Here are some quick highlights of the program.* Offers 3.50% second for the down payment- FHA financing only;*  Credit scores as low as 620. Buyer will have to take an online home buying course prior to contract if their score is between 620 and 639;* Offered in MD, DC and VA;* 50 percent debt to income on all programs offered through the Chenoa product (most down payment programs have a 45% cap for the debt to income ratio);* No income limits for their repayable 2nd product (this is huge and completely different than any … [Read more...]

Filed Under: Ask the Experts, First Time Home Buyers, Home Buyers, Homeowners Information Tagged With: Help with loan to purchase, Loan Program, Loans Available to Purchase a Home, Need a loan to purchase a home, Quick Refresher on Loan Program

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