Adolphus Hawkes Realtors, LLC.

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New DC4ME Plus Loan Program

DC$ME Loan Program
NEW DC4ME PLUS LOAN PROGRAM FOR DC EMPLOYEES

The new DC4ME PLUS is a loan program will be available to certain DC employees. The eligibility requirements for this new program are as follows:

  • The new DC4ME PLUS is a first-time homebuyer mortgage program offered to current full-time District government employees. Including employees of district government-based instrumentalities, independent agencies, District of Columbia Public Charter Schools and organizations.
  • The applicant/borrower’s employer must falls under the oversight of the Council of the District of Columbia. 
  • Applicants must be a 1st time home buyer 
  • The new DC4ME PLUS maximum household income may not exceed 120% of AMI 
  • The first trust will be a 30 year fixed rate conventional Freddie Mac HFA Advantage loan. And must follow US Bank HFA Advantage guidelines. 
  • Maximum 50% DTI; maximum loan amount of $484,350; maximum sales price of $525,000.
  • Under the new DC4ME PLUS PROGRAM at least 1 borrower must have completed a home buyer education class within 1 year of settlement.
  • Eligible borrowers may borrow up to 3% of the purchase price. The DPAL is a repayable non-amortizing 0% interest, deferred 2nd lien (30-year term or upon sale of property).
  • MCC’s are not compatible with this product

For more information contact us for a referral to one of our Senior Loan Officers to assist you…

Filed Under: Ask the Experts, First Time Home Buyers

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Adolphus Hawkes Realtors, LLC

7404 Doublerock Ct.
Laurel, MD 20707
Fax: (301) 483-8085
Email: [email protected]

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