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Featured Properties: Beltsville, Laurel, MD

7708 Brooklyn Bridge Road $2,200,000

7708 Brooklyn Bridge Road Laurel, Maryland

2 Beds 3 Baths 2,106 SqFt 1.310 Acres

9309 Whiskey Bottom Road $760,000

9309 Whiskey Bottom Road Laurel, Maryland

5 Beds 4 Baths 4,278 SqFt 1.280 Acres

383 Main Street $750,000

383 Main Street Laurel, Maryland

5 Beds 4 Baths 4,178 SqFt 0.120 Acres

8625 Tower Drive $700,000

8625 Tower Drive Laurel, Maryland

5 Beds 4 Baths 3,368 SqFt 0.430 Acres

10208 Ebb Tide Lane $635,000

10208 Ebb Tide Lane Laurel, Maryland

5 Beds 4 Baths 3,524 SqFt 0.130 Acres

9854 Deer Run $625,000

9854 Deer Run Laurel, Maryland

5 Beds 4 Baths 3,209 SqFt 0.200 Acres

13611 Clark Avenue $540,000

13611 Clark Avenue Laurel, Maryland

5 Beds 4 Baths 2,812 SqFt 0.330 Acres

9206 Pleasant Court $499,990

9206 Pleasant Court Laurel, Maryland

4 Beds 3 Baths 0.600 Acres

12911 Paca Drive $494,000

12911 Paca Drive Beltsville, Maryland

6 Beds 3 Baths 2,089 SqFt 0.220 Acres

8210 Oak Lawn Drive 129 $487,500

8210 Oak Lawn Drive 129 Laurel, Maryland

3 Beds 4 Baths 2,048 SqFt

15711 Sherwood Avenue $475,000

15711 Sherwood Avenue Laurel, Maryland

5 Beds 3 Baths 1,410 SqFt 0.230 Acres

11517 Sequoia Lane $459,900

11517 Sequoia Lane Beltsville, Maryland

4 Beds 3 Baths 1,852 SqFt 0.240 Acres

10104 American Pharoah B $458,255

10104 American Pharoah B Laurel, Maryland

3 Beds 3 Baths 2,501 SqFt

12913 Rustic Rock Lane $455,000

12913 Rustic Rock Lane Beltsville, Maryland

3 Beds 4 Baths 2,245 SqFt 0.050 Acres

6612 Carleton Court $450,000

6612 Carleton Court Laurel, Maryland

6 Beds 3 Baths 1,967 SqFt 0.270 Acres

16115 Kenny Road $445,000

16115 Kenny Road Laurel, Maryland

3 Beds 2 Baths 1,964 SqFt 0.340 Acres

7023 Mayfair Road $437,000

7023 Mayfair Road Laurel, Maryland

3 Beds 3 Baths 1,628 SqFt 0.050 Acres

10905 Fleetwood Drive $410,000

10905 Fleetwood Drive Beltsville, Maryland

6 Beds 2 Baths 1,315 SqFt 0.230 Acres

9433 Glen Ridge Drive $400,000

9433 Glen Ridge Drive Laurel, Maryland

4 Beds 3 Baths 1,136 SqFt 0.140 Acres

8620 Mulberry Street $395,000

8620 Mulberry Street Laurel, Maryland

5 Beds 3 Baths 2,202 SqFt 0.140 Acres

11500 Cedar Lane $395,000

11500 Cedar Lane Beltsville, Maryland

3 Beds 2 Baths 2,250 SqFt 0.340 Acres

10105 Seattle Slew Lane A $381,990

10105 Seattle Slew Lane A Laurel, Maryland

3 Beds 3 Baths 1,628 SqFt

938 Nichols Drive $375,000

938 Nichols Drive Laurel, Maryland

3 Beds 3 Baths 1,188 SqFt 0.150 Acres

342 Laurel Avenue $359,900

342 Laurel Avenue Laurel, Maryland

3 Beds 3 Baths 1,352 SqFt 0.230 Acres

409 Compton Avenue $359,000

409 Compton Avenue Laurel, Maryland

4 Beds 2 Baths 1,064 SqFt 0.150 Acres

9308 Daly Court $357,000

9308 Daly Court Laurel, Maryland

4 Beds 4 Baths 1,670 SqFt 0.040 Acres

321 Gorman Avenue $349,995

321 Gorman Avenue Laurel, Maryland

3 Beds 2 Baths 1,722 SqFt 0.150 Acres

14911 Kalmia Drive $349,900

14911 Kalmia Drive Laurel, Maryland

4 Beds 3 Baths 1,364 SqFt

10120 Seattle Slew K $340,000

10120 Seattle Slew K Laurel, Maryland

2 Beds 2 Baths 1,489 SqFt

8165 Fenwick Court $325,000

8165 Fenwick Court Laurel, Maryland

3 Beds 3 Baths 1,372 SqFt 0.060 Acres

6921 Scotch Drive $320,000

6921 Scotch Drive Laurel, Maryland

3 Beds 4 Baths 1,320 SqFt 0.060 Acres

10020 Ruffian Way 3B $319,990

10020 Ruffian Way 3B Laurel, Maryland

2 Beds 2 Baths 1,489 SqFt

13851 Belle Chasse Boulevard 415 $316,000

13851 Belle Chasse Boulevard 415 Laurel, Maryland

2 Beds 2 Baths 1,919 SqFt

9252 Redbridge Court $300,281

9252 Redbridge Court Laurel, Maryland

3 Beds 2 Baths 1,060 SqFt 0.030 Acres

9266 Redbridge Court $279,000

9266 Redbridge Court Laurel, Maryland

2 Beds 2 Baths 1,060 SqFt 0.030 Acres

12838 Claxton Drive 4-F $274,900

12838 Claxton Drive 4-F Laurel, Maryland

4 Beds 2 Baths 1,820 SqFt

9933 Boise Road $273,900

9933 Boise Road Laurel, Maryland

3 Beds 3 Baths 1,540 SqFt 0.050 Acres

14309 Dover Court $255,000

14309 Dover Court Laurel, Maryland

2 Beds 2 Baths 1,124 SqFt 0.020 Acres

11505 Montgomery Road $250,000

11505 Montgomery Road Beltsville, Maryland

5 Beds 4 Baths 2,363 SqFt 0.230 Acres

9895 Whiskey Run $240,000

9895 Whiskey Run Laurel, Maryland

2 Beds 2 Baths 1,206 SqFt

9075 N Laurel Road B $240,000

9075 N Laurel Road B Laurel, Maryland

2 Beds 2 Baths 1,008 SqFt

15949 Dorset Road 187 $239,900

15949 Dorset Road 187 Laurel, Maryland

3 Beds 3 Baths 1,890 SqFt

7607 N Arbory Way 126 $239,900

7607 N Arbory Way 126 Laurel, Maryland

3 Beds 3 Baths 1,278 SqFt

9070 Moonshine Hollow P $235,000

9070 Moonshine Hollow P Laurel, Maryland

3 Beds 2 Baths 1,352 SqFt

14123 Bowsprit Lane 304 $225,000

14123 Bowsprit Lane 304 Laurel, Maryland

2 Beds 2 Baths 858 SqFt

15714 Dorset Road 201 $215,000

15714 Dorset Road 201 Laurel, Maryland

2 Beds 2 Baths 1,273 SqFt

15613 Dorset Road UNIT #302 $215,000

15613 Dorset Road UNIT #302 Laurel, Maryland

2 Beds 2 Baths 1,072 SqFt

14001 Briston Street 9-B $210,000

14001 Briston Street 9-B Laurel, Maryland

2 Beds 2 Baths 950 SqFt

14036 Vista Drive 100 $200,000

14036 Vista Drive 100 Laurel, Maryland

2 Beds 2 Baths 874 SqFt

14040 Vista Drive 112 $199,900

14040 Vista Drive 112 Laurel, Maryland

2 Beds 2 Baths 879 SqFt 0.070 Acres

14022 Vista Drive 70 $179,900

14022 Vista Drive 70 Laurel, Maryland

2 Beds 2 Baths 874 SqFt

15700 Dorset Road T-3 $169,990

15700 Dorset Road T-3 Laurel, Maryland

1 Beds 1 Baths 818 SqFt

14017 Vista Drive 42C $159,900

14017 Vista Drive 42C Laurel, Maryland

1 Beds 1 Baths 645 SqFt

14105 William Street 15-C $159,500

14105 William Street 15-C Laurel, Maryland

1 Beds 1 Baths 714 SqFt

15607 Dorset Road 43 $148,000

15607 Dorset Road 43 Laurel, Maryland

1 Beds 1 Baths 818 SqFt

4403 Romlon Street 101 $134,900

4403 Romlon Street 101 Beltsville, Maryland

2 Beds 2 Baths 888 SqFt

4423 Romlon Street 203 $109,990

4423 Romlon Street 203 Beltsville, Maryland

1 Beds 1 Baths 713 SqFt

410 Main Street 16 $109,000

410 Main Street 16 Laurel, Maryland

2 Beds 1 Baths 1,202 SqFt

Featured Properties: Washington D.C., MD

4414 13Th Place NE $989,999

4414 13Th Place NE Washington, District Of Columbia

3 Beds 2 Baths 1,636 SqFt 0.100 Acres

3201 O Street SE $983,275

3201 O Street SE Washington, District Of Columbia

6 Beds 6 Baths 5,583 SqFt 0.320 Acres

1620 Monroe Street NE $979,900

1620 Monroe Street NE Washington, District Of Columbia

7 Beds 4 Baths 3,129 SqFt 0.150 Acres

4515 Van Ness Street NW $975,000

4515 Van Ness Street NW Washington, District Of Columbia

3 Beds 3 Baths 1,888 SqFt 0.100 Acres

6509 Piney Branch Road NW $949,000

6509 Piney Branch Road NW Washington, District Of Columbia

4 Beds 4 Baths 2,176 SqFt 0.120 Acres

903 Quackenbos Street NW $929,900

903 Quackenbos Street NW Washington, District Of Columbia

5 Beds 4 Baths 2,567 SqFt 0.080 Acres

1724 Varnum Street NW $895,000

1724 Varnum Street NW Washington, District Of Columbia

3 Beds 3 Baths 2,381 SqFt 0.140 Acres

1794 Verbena Street NW $879,000

1794 Verbena Street NW Washington, District Of Columbia

4 Beds 3 Baths 2,720 SqFt 0.180 Acres

1261 Kearny Street NE $875,000

1261 Kearny Street NE Washington, District Of Columbia

6 Beds 3 Baths 2,576 SqFt 0.170 Acres

2906 25Th Street NE $859,000

2906 25Th Street NE Washington, District Of Columbia

5 Beds 3 Baths 2,200 SqFt 0.140 Acres

639 Atlantic Street SE $850,000

639 Atlantic Street SE Washington, District Of Columbia

4 Beds 3 Baths 3,675 SqFt 0.190 Acres

1027 Hamlin Street NE $850,000

1027 Hamlin Street NE Washington, District Of Columbia

3 Beds 4 Baths 1,528 SqFt 0.030 Acres

407 Upshur Street NW $850,000

407 Upshur Street NW Washington, District Of Columbia

3 Beds 3 Baths 1,602 SqFt 0.030 Acres

904 Butternut Street NW $849,000

904 Butternut Street NW Washington, District Of Columbia

5 Beds 3 Baths 2,183 SqFt 0.100 Acres

1667 Primrose Road NW $823,000

1667 Primrose Road NW Washington, District Of Columbia

4 Beds 4 Baths 2,236 SqFt 0.110 Acres

2403 17Th Street NE $800,000

2403 17Th Street NE Washington, District Of Columbia

3 Beds 4 Baths 1,678 SqFt 0.160 Acres

3009 South Dakota Avenue NE $799,900

3009 South Dakota Avenue NE Washington, District Of Columbia

5 Beds 4 Baths 2,453 SqFt 0.180 Acres

2651 Myrtle Avenue NE $799,900

2651 Myrtle Avenue NE Washington, District Of Columbia

4 Beds 4 Baths 2,120 SqFt 0.080 Acres

2725 30Th Street NE $799,000

2725 30Th Street NE Washington, District Of Columbia

4 Beds 4 Baths 2,720 SqFt 0.070 Acres

3302 22Nd Street NE $799,000

3302 22Nd Street NE Washington, District Of Columbia

3 Beds 2 Baths 1,760 SqFt 0.090 Acres

515 M Street NE $799,000

515 M Street NE Washington, District Of Columbia

3 Beds 2 Baths 1,024 SqFt 0.040 Acres

509 Main Street $795,000

509 Main Street Washington, Virginia

4 Beds 4 Baths 3,200 SqFt 0.240 Acres

2614 22Nd Street NE $779,900

2614 22Nd Street NE Washington, District Of Columbia

5 Beds 4 Baths 3,228 SqFt 0.090 Acres

481 Mount Salem Avenue $755,000

481 Mount Salem Avenue Washington, Virginia

3 Beds 3 Baths 4,000 SqFt 0.550 Acres

1220 Raum Street NE 3 $750,000

1220 Raum Street NE 3 Washington, District Of Columbia

3 Beds 3 Baths 1,548 SqFt

Maryland Mortgage Program

  The Maryland Mortgage Program announced two very important updates that will have even more positive impact for buyers. SMARTBUY 2.0 UPDATE Effective for Smart Buy 2.0 reservations dated on or after October 1, 2018, the following will be implemented.: * The dollar cap for the second lien is being raised to $40,000 from $30,000. Buyers are eligible to receive up to 15% of the sales price capped at a $40,000 loan to pay their student loan debt. All student debt from at least one buyer must be paid ENTIRELY in full prior to closing. *  The second mortgage is a 5-year forgivable loan of up to 15% of the purchase price, not to exceed $40,000. * This second loan will be used to pay off  the borrower’s outstanding student debt balance at the time of home purchase. If there are two Maryland Mortgage Program (MMP) borrowers, only one borrower’s student loan balance must be paid off. The funds also may be used to pay off the other borrower’s student debt ONLY if the … [Read more...]

Filed Under: Ask the Experts, Buyer Information, First Time Home Buyers, Homeowners Information, Mortgage News, Our Blog - Adolphus Hawkes Realtors - First Time Homebuyers

Montgomery County Program Announced

  Montgomery County mortgage announced today by the Community Development Administration. The funds are on a first come - first serve basis.  And they will go lightning fast! As a result of the very successful Phase I and II of the Montgomery Home Ownership Program.  The Community Development Administration in collaboration with Montgomery County is pleased to announce Phase III is open to accept reservations.  The Montgomery Home Ownership Program is designed to assist eligible home buyers who purchase a home in Montgomery County. Combining a Maryland Mortgage Program (MMP) first mortgage loan with a generous down payment assistance (DPA) second loan. Highlights of the program are as follows: *  Montgomery Home Ownership Program second lien will be a zero percent deferred down payment loan *  Maximum down payment loan will be 40% of total household income up to a maximum of $25,000.00 *  Down payment funds may be used for down payment and/or closing costs *  … [Read more...]

Filed Under: Buyer Information, First Time Home Buyers, Home Buyers, Homeowners Information, Mortgage News, Our Blog - Adolphus Hawkes Realtors - First Time Homebuyers Tagged With: Buyers Credit to buy home, Buying a home with bad credit, down payment assistance, First Time Home Buyers, First Time Home Buyers Assistance, Looking to purchase home in Montgomery County, Maryland down payment assistance, Montgomery County Mortgage, Montgomery County Mortgage Program, veteran buyers

Apply for a Mortgage after a Bankruptcy, Foreclosure or Short sale

  How long does a buyer have to wait before they can  Apply for a Mortgage after a Bankruptcy, Foreclosure or Short Sale? FHA Guidelines Foreclosure or Deed in Lieu of Foreclosure * 3 years from date foreclosure completed and transferred back to the bank. The date the Deed is transferred out of the borrower's name is the date that will be used for seasoning. * Less than 3 years but not less than 12 months from date of foreclosure completion and transferred back to bank with acceptable extenuating circumstances. Extenuating circumstances are defined as death in family, medical illness and not divorce or loss of job. Short Sale * 3 years from date sale closed and transferred to the new owner. * No waiting period if borrower had no late payments on any mortgages. And consumer debts within the 12 month period preceding the short sale . AND the buyers are not taking advantage of declining market conditions. How long does a buyer have to wait before they can apply … [Read more...]

Filed Under: Ask the Experts, Ask the Experts - Adolphus Hawkes Realtors, Foreclosures, HAFA Short Sales Tagged With: Bankruptcy Information, Facing Foreclosure, Foreclosure Information, Foreclosure process, Short Sale Information, Short Sale Process

Maryland Smart Buy Program

Maryland Smart Buy Program  Expansion to $$ 3 Million $$  - Program Will Offer More Opportunities for Homebuyers With Student Debt! On July 16, the Hogan administration announced that Maryland Smart Buy Program, a nationally-recognized program that assists first-time homebuyers burdened with student debt. Relaunched as Maryland Smart Buy on August 6. Maryland Smart Buy 2.0 will allow participants to purchase any eligible home in the state, while eliminating up to $30,000 in student debt. Currently, Smart Buy requires buyers to purchase select homes designated by the Maryland Department of Housing and Community Development (DHCD). "We are proud that Maryland continues to be home to one of the most highly educated populations in America, but the harsh reality many face today is that earning a college education often goes hand-in-hand with crippling college debt," said Governor Larry Hogan. "This new $3 million expansion of Smart Buy will help young people buy a home, removing … [Read more...]

Filed Under: Buyer Information, First Time Home Buyers, Home Buyers Tagged With: Buyers closing cost, Buyers Credit to buy home, Closing Cost Assistance, down payment assistance, First Time Home Buyers, Maryland down payment assistance

Purchase Assistance Programs in Prince George’s County

Purchase Assistance Programs in  Prince George's County (PGCPAP) strategy is to provide home purchase assistance to eligible, first-time home buyers to purchase residential properties in Prince George's County.  Home purchase assistance includes down payment, mortgage principal reduction and/or closing costs. Prince George's County Purchase Assistance Program is funded by the Housing Investment Trust Fund.  The Redevelopment Authority of Prince George's County administered the program in partnership with participating lenders, realtors and housing counseling agencies that are approved by the U.S. Department of Housing and Urban Development (HUD). Loan Terms Maximum loan: $15,000.00 Purchase price limit: $462,000 (resale or new construction) Loan terms: 0% interest, deferred payment If the buyer is one of the following, they may be eligible for an additional $5,000 based on their need. This would bring the total loan amount to $20,000. Police Officer Deputy Sheriff … [Read more...]

Filed Under: Buyer Information, First Time Home Buyers, Home Buyers, Homeowners Information Tagged With: Buyers closing cost, Buyers Credit to buy home, Buying a Home, Closing Cost Assistance, First Time Home Buyers, Prince George's County Purchase Assistance Program, Purchase Assistance Programs

Grant Assist Program Super Sized

    Grant Assist Program supersized by the State of Maryland (mmp.maryland.gov). This change will help many, many buyers throughout the State of Maryland. Initially the program was rolled out to help with ONLY the closing costs but they have just changed it so that the 4% can be used towards down payment and/or closing costs. This is HUGE News, if you have a minimum 640 credit score you could have your entire down payment covered by using this program instead of the flat $5,000 the State offers through the CDA program. Example: A buyer wants to purchase a home for $300,000. The minimum the buyer has to contribute is 3% for the down payment. The Grant Assist will cover that ENTIRE down payment. The seller has agreed to give 3% for closing costs and the program will also cover another 1% towards closing costs for a total contribution of $12,000. And viola, the buyer is in with no money out of their pocket! Grant Assist *  Grant Assist program is a grant of 4% of … [Read more...]

Filed Under: Ask the Experts, First Time Home Buyers, Home Buyers, Mortgage News Tagged With: Buyers closing cost, Buyers Credit to buy home, Buying a home with bad credit, down payment assistance, First Time Home Buyers

Maryland Mortgage Advantage Program

Maryland Mortgage Advantage Program -  Good news coming from the State of Maryland -  This new interest rate program just rolled out!   The program provides buyers with a very low interest rate compared to traditional market rates. Buyers can use the program with FHA, VA, USDA and Conventional loans. Today's rate for VA, FHA and USDA loans is 4.125% with NO POINTS. The conventional rate is 4.625% with NO POINTS. Those rates are highly competitive and much lower than any rate a buyer will find in this market. The program can be used for every County in the entire State of Maryland. However, the program does not  offer any type of down payment assistance with it. This program is great for buyers that have their own money for the down payment, but want a lower interest rate so their mortgage is more affordable. The program follows the MMP guidelines with credit scores of 640, a debt ratio of 45% and the buyer must be a first time home buyer unless they are buying in a targeted area … [Read more...]

Filed Under: Buyer Information, First Time Home Buyers, Home Buyers Tagged With: Buyers closing cost, Buyers Credit to buy home, Buying a home with bad credit, down payment assistance, First Time Home Buyers, Maryland down payment assistance

State of Maryland Grant Assist Program

  The State of Maryland Grant Assist Program  is opening up to buyers that own homes now or have owned a home previously in the past 3 years.  The program follows the Grant Assist guidelines exactly and the only requirement is that the sellers cannot own any real estate at closing. Yes, you are reading this right!  Assistance for down payment and closing costs for people that own homes - NOW! The State of Maryland Grant Assist Program broadened the Grant Assist program two weeks ago. The program is available to FHA buyers with credit scores of 640 or more.  Initially the program was rolled out to help with ONLY the closing costs. The state changed  the program  so that the 4% can be used towards down payment and/or closing costs.  This is HUGE NEWS, if you have a minimum 640 credit score you could have your entire down payment covered by using this program instead of the flat $5,000 the State offers through the Community Development Act (CDA program). Example:  A buyer wants … [Read more...]

Filed Under: First Time Home Buyers, Sellers Information, Selling your home, Selling your home Tagged With: Buyers closing cost, Buying a home with bad credit, Closing Cost Assistance, down payment assistance, First Time Home Buyers

Maryland Mortgage Prorgrams

Maryland Mortgage Program offers buyers down payment assistance throughout Maryland, Virginia and the District of Columbia. There is some confusion about this program though because there are different monies available underneath the umbrella of the Maryland Mortgage Program. One of our preferred lenders is providing details about the different programs so you can have a better understanding of what programs are available for buyers as it relates to the MMP program only. *  SELP (Settlement Expense Loan Program) - This is the staple of the Maryland Mortgage Program and offers $5,000 to first time home buyers unless they are buying in a targeted area and then they can be second time home buyers.  If a buyer is working for an employer on their House 4 Keys list they will be eligible for more down payment assistance.  And, if they live within 10 miles of the house they are buying they are eligible for even more money through the Smart Keys program.  All money received through this … [Read more...]

Filed Under: Ask the Experts, First Time Home Buyers, Homeowners Information Tagged With: active duty military service members, Buyers Credit to buy home, down payment assistance, Down payment Assistant, First Time Home Buyers, First/Second Home Buyers, Maryland down payment assistance, Maryland Loan Programs, Mortgage Information, veteran buyers

Montgomery County Home Ownership

Montgomery County Home Ownership Program II was announced by the State of Maryland. Funds will go fast - Buyers should ASAP! Here are the details of the Montgomery County Home ownership Program II: Down payment assistance will be limited to 40% of the total household income with a maximum total of $25,000 per home.  These funds can be used toward down payment and/or closing costs. Example:  A buyer has total household income of $85,000 so they would be eligible to receive $25,000 in assistance.   Down payment assistance will be in the form of a loan at zero percent and will appear as a 2nd lien on title.  Funds will have to be repaid back if the buyer ever sells their home.   Available to all first time home buyers in Montgomery County.  First time home buyers are defined as someone who has not owned a home in the last 3 years or more. First time home buyers requirements will be waived if property is in a targeted area - or if buyer is an honorably … [Read more...]

Filed Under: Buyer Information, First Time Home Buyers, Home Buyers, Homeowners Information, Our Blog - Adolphus Hawkes Realtors - First Time Homebuyers Tagged With: First Time Home Buyers Assistance, Looking to purchase home in Montgomery County, Montgomry County buyers

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Adolphus Hawkes Realtors, LLC
8101 Sandy Spring Rd., Ste.#250-P
Laurel, MD 20707

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