Deciding whether to rent or buy is a big decision for many Washington, D.C. and Maryland area residents. If you are frustrated paying high rent, now is the right time to purchase that dream home. With interest rates at an all- time low and many mortgage programs available there is no reason not to buy now. Although there are many pros and cons that may help persuade you to start the process to homeownership. If the family budget and overall financial position looks good or you are thinking about the future outlook for your family….. Now is the time to decide to rent or buy! One positive sign to consider when renting is the benefit of being able to move… whenever you want for various reasons such as, a job opportunity in another part of the country or one in a different location within the DMV area. Renting eliminates the expense of having to make needed repairs, performing maintenance or making any replacements, e.g. the heating and air conditioning unit, plumbing systems, or … [Read more...]
Make Time for Family
When you make time for family, life is much more rewarding! What’s the point in working hard throughout life, if there is no one or family to enjoy your successes and accomplishments? My wife and I are always planning our daily lives around both of our families and grandkids. Over the last 30 years, we’ve made it a point to attend the annual Family Reunion events locally and out-of-town. Also, while living here at Victoria Falls, we have attended many family-oriented events coordinated by the Lifestyle Director and staff. Recently, we went to the “Grandparents Day” event with our five grandkids here at Victoria Falls. They loved the activities and the time spent with us and wanted to know when the next one was! Whatever the occasion, spending quality time with family makes life a blessing to behold! In today’s fast paced world, it’s so easy to lose sight of the small things that should really matter in life. Do you find yourself wishing you could spend more time with your family? If … [Read more...]
Mortgage News
Mortgage News you can use to help you purchase a home ! BB& T announced changes to Community Homeownership Incentive Program (CHIP) – The latest mortgage news updates this program that now requires a 3% down payment. Private mortgage insurance is waived. First-time home buyers and previous homeowners are eligible; however, income cannot exceed 80% of county median income. Wells Fargo Programs - Community Development Mortgage Program (CDMP) is 2% down payment (including gifts and funds from approved sources). No mortgage insurance required. Income must be below 80% of area median and borrower does not have to be a first-time buyer. Seller contributions up to 3%. Neighborhood Community Development Mortgage Program (NCDMP) require a 5% down payment (includes gifts and funds from approved sources). No mortgage insurance required. Borrower does not have to be a first-time buyer, but must purchase in a low-to-moderate income census tract. Reserves required … [Read more...]
Listing Agent’s Job
In addition, to advertising and marketing your property features to the world...... Your listing agent’s job is to work with cooperating agents (selling agent) to secure a purchase offer contract that will net the seller the highest return on their investment ……and one that will settle without delay. This means that from the onset your listing agent must do their due diligence in facilitating the purchase offer contract by ensuring receipt of a buyer’s pre-approval letter from the prospective lender upon receipt of the contract package. The listing agent should contact the buyer’s loan officer to determine if the buyer is qualified to purchase your home (before you sign the purchase offer contract), and if the buyer is solid financially to secure a final loan approval according to the terms in the contract. It’s the listing agent’s job to confirm receipt of a pre-approval letter from the buyer’s lender and any additional supporting documentation to verify the buyers’ ability to … [Read more...]
Marketing Vision at Adolphus Hawkes Realtors
Marketing Vision The marketing vision at Adolphus Hawkes Realtors keting is unique in that we are committed to our buyers and sellers needs and objectives. Our marketing vision is built around how can we make our home buyers and sellers feel comfortable, calm, and worry-free throughout the entire buying and selling process. Our client’s satisfaction is extremely important to us, therefore we work hard to provide top-notch customer service and superior marketing of all properties we market and advertise. Our marketing vision at Adolphus Hawkes Realtors includes an ideal balance between aggressive and innovative in our marketing strategy to make Adolphus Hawkes Realtors one the premier real estate companies in the Laurel, MD and the District of Columbia. We work to provide insights and information into the current real estate market so you will never have to search among our competition. We are always here to answer your questions and concerns. This marketing plan … [Read more...]
Tax Credits for Laurel Home Buyers
TAX CREDITS FOR LAUREL HOME BUYERS - LOOKING TO PURCHASE A FORECLOSED HOMES IN LAUREL MD......if you are interested in purchasing a foreclosed homes in Laurel,MD. The City of Laurel recently passed legislation adopting a tax credit program for purchasers of foreclosed homes within the City of Laurel, Maryland. Tax credits for Laurel home buyers are now in effect, the legislation offers a five-year descending City tax credit of up to $3500 for buyers purchasing their primary residence within Laurel City limits. Under the program, eligible buyers will receive credit for 100% of their City property taxes up to $3500 for two years following purchase. In subsequent years, three to five, the credit will decrease to 75%, 50%, and 25% respectively. If the property is deemed to be a "distressed property" the purchaser may be eligible for an extended credit. As with similar programs, the tax credit for Laurel home buyers terminates when the initial purchaser ceases to occupy the home as their … [Read more...]
Adolphus Hawkes Realtors Launched New Website – www.ahawkesrealtors.com
Adolphus Hawkes Realtors launched new website www.ahawkesrealtors - After months of research, discussion, planning and consultation with Agent Image our web site developer, design staff and marketing experts we finally launched our new website. We have a dream of making this website a major hub for real estate information. With this information buyers, sellers and the general public will have better insights into the real estate market process. And, offer search functionality that is linked to the MRIS - Real Estate in Real Time. The site offers unlimited searches on great places to live and to raise a family within the D.C., Maryland and Virginia areas (DMV). Also, valuable information on communities in school information that is important to a family. The site have been active for a couple of years and have received incredible positive feedback from visitors. We feel that our website will greatly enhance our brand and ability to attract clients moving into or out of … [Read more...]
Customer Testimonials – Mr. and Mrs. T. Dawkins
Customer Testimonials - Mr. and Mrs. T. Dawkins - “Adolphus, we wanted to share this customer testimonial to show our much we thank you for all the hard work helping us purchase our first new home. Your knowledge, professionalism and patience made this process easier than expected. We wanted to let you know that we appreciate everything you have done and we now consider you a friend. These small gifts are a token of our appreciation for a job well done! Hope you and your wife enjoy. Thanks again for doing such a great job!” … [Read more...]
Testimonials – Mr. and Mrs. R. Yates – Mr. Hawkes
Testimonial - Mr. and Mrs. R. Yates - “Mr. Hawkes was honest and was available at a moment’s notice. He kept us informed and we had a open line of communication 24/7 and all the way through the lisitng and sale of our home and through out the purchase of our new dream home; Great Job!” … [Read more...]